All,
Need a fresh set of eyes on this situation so I'm putting this out there for comment.
Accident overview:
Traffic light controlled Roundabout with exit for 3 lanes (lane 1, lane 2, and lane 3). Lane 3 merges into lane 2 about 100 yards into exit from roundabout.
My car is in lane 3 heading towards exit. Third Party 1 (TP1) is in lane 2 heading towards exit.
Lane 1 and 2 have arrows pointing straight on into the exit, Lane 3 has an arrow indicating that you can either go straight on or turn right.
My wife, who was driving my car, was heading into the exit in lane 3 going straight on, indicating left to begin merging into lane 2. TP1 in lane 2 starts to cut into lane 3 at which point we make eye contact. TP1 continues to cut into lane 3 so she took emergency action to avoid collision with TP1 by pulling right and breaking. This action resulted in my car hitting the curb on the right of lane 3, which broke the wheel (large curb) and sending the car across lane 2 and 1 and into a BMW.
TP1 continues to drive on in lane 3 and away.
My wife calls me to inform we of the accident and I drive the 3 miles to be with her. She explains to me what happens on the phone indicating that TP1's car was a blue astra.
Police arrived about 10 minutes after the accident, followed shortly afterwards by an ambulance for my wife who sustained lower abdomain and shoulder injury and spent the night in hospital.
About 20 minutes after the accident a blue astra arrives at the scene and a young guy gets out and starts talking to the police. turns out this is TP1. He was giving the police a statement and explaining that he was a "witness" to the accident.
Before I went off to the hospital to be with my wife I spoke with TP1 as I wanted to understand what had happend. He told me that my wife was in the wrong lane and that he thought she was turning right.
OK so that's the overview.
Spoke to my insurance company who asked who we held responsbile for the accident to which we informed them that we hold TP1 responsible and that his actions, cutting into lane 3, caused my wife to move out of the way and hit the curb trying to avoid a collision.
My questions are:
1. why would someone drive away from the scene of an accident and then come back and say they were a witness?
2. from what I have described who is in the wrong?
3. both of the front wheels are broken, the steering dosn't move the wheels, rear offside wheel knackered, near side wing smashed, fog light smached, front bumper broken, bonnet dented, from light pointed out of line..... and that's just to visible damaged. Going from that, what are the chances the car is a right off??

Need a fresh set of eyes on this situation so I'm putting this out there for comment.
Accident overview:
Traffic light controlled Roundabout with exit for 3 lanes (lane 1, lane 2, and lane 3). Lane 3 merges into lane 2 about 100 yards into exit from roundabout.
My car is in lane 3 heading towards exit. Third Party 1 (TP1) is in lane 2 heading towards exit.
Lane 1 and 2 have arrows pointing straight on into the exit, Lane 3 has an arrow indicating that you can either go straight on or turn right.
My wife, who was driving my car, was heading into the exit in lane 3 going straight on, indicating left to begin merging into lane 2. TP1 in lane 2 starts to cut into lane 3 at which point we make eye contact. TP1 continues to cut into lane 3 so she took emergency action to avoid collision with TP1 by pulling right and breaking. This action resulted in my car hitting the curb on the right of lane 3, which broke the wheel (large curb) and sending the car across lane 2 and 1 and into a BMW.
TP1 continues to drive on in lane 3 and away.
My wife calls me to inform we of the accident and I drive the 3 miles to be with her. She explains to me what happens on the phone indicating that TP1's car was a blue astra.
Police arrived about 10 minutes after the accident, followed shortly afterwards by an ambulance for my wife who sustained lower abdomain and shoulder injury and spent the night in hospital.
About 20 minutes after the accident a blue astra arrives at the scene and a young guy gets out and starts talking to the police. turns out this is TP1. He was giving the police a statement and explaining that he was a "witness" to the accident.
Before I went off to the hospital to be with my wife I spoke with TP1 as I wanted to understand what had happend. He told me that my wife was in the wrong lane and that he thought she was turning right.
OK so that's the overview.
Spoke to my insurance company who asked who we held responsbile for the accident to which we informed them that we hold TP1 responsible and that his actions, cutting into lane 3, caused my wife to move out of the way and hit the curb trying to avoid a collision.
My questions are:
1. why would someone drive away from the scene of an accident and then come back and say they were a witness?
2. from what I have described who is in the wrong?
3. both of the front wheels are broken, the steering dosn't move the wheels, rear offside wheel knackered, near side wing smashed, fog light smached, front bumper broken, bonnet dented, from light pointed out of line..... and that's just to visible damaged. Going from that, what are the chances the car is a right off??
