If you're a young driver or just passed they are, or were when I was younger worth it to help lower insurance slightly. Not sure they'd make a huge amount of difference if you have a fair few years under your belt.
Get a HGV licence and watch your car insurance go up!
The thing is which makes sense is that whilst you are most likely a better driver you are also likely to be driving a car home after a 12-15 hour day after already doing 8-10 hours driving and during that time you are at risk.
True, I'm deemed as high risk, as I've driven professionally for nearly 30 years...
Go figure...
As for advanced driving courses, I went on a skid pan course whilst I was with Eddie Stobart, it taught me things that I'd never have thought about during my driving career, and have utilised many times since.
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