I do number one and I have a wife to be and a 2 year old boy at home. It can be hard. I can be away for 3 weeks then home for 3 days then away for a couple weeks it’s a constant cycle of always working and never being at home trying to book time off when I can for birthdays etc. I don’t get to book holidays in December so I missed last Christmas but got the one before, but we live comfortably like I seem you do also in your current job?
Think what effect a 20% cut would do to you if you picked one of the other options, of it wouldn’t effect you much then that’s good you have choices.
Personally I’m sticking at doing what I’m doing for another 2 years until my boy starts going to school then I will be looking for a job at home so I can be at home every night enjoying my family.