It wasn't "up to", it was explicitly presented as "average".
https://videocardz.com/newz/amd-dem...rototype-with-3d-v-cache-stack-chiplet-design
Yes, all rumours should be taken with a grain of salt, but like I said earlier, the 20% IPC uplift was talked about before 3D stacked cache was an actual thing. I sincerely doubt AMD would even bother bringing stacked cache to desktop Zen 3 if its performance boost subsumes Zen 4's
architectural improvements.
Specific numbers aside, I think it's fairly safe to say that whatever Zen 4's uplift is, it will be measured against 3D stacked Zen 3, not vanilla Zen 3.