Anyone with HSBC?

Cleeecooo · 13 Apr 2012 at 22:35

Normally to do even basic things such as check balances, we'd need to get the secure key and log onto a stupid system asking us for a password aswell.

All that is over!

http://www.hsbc.co.uk/1/2/ways-to-bank/mobile?wt.ac=HBEU_mobile_hero

Currently only on iPhone. Coming soon to BlackBerry and Android.

Tried it, very good app!

Woden · 13 Apr 2012 at 22:39

'cos who needs a secure bank account eh?

I am with HSBC, and logging in isn't exactly a chore. Username, password, secure key. Takes what, 30 seconds?

Cleeecooo · 13 Apr 2012 at 22:40

Woden said:
'cos who needs a secure bank account eh?

I am with HSBC, and logging in isn't exactly a chore. Username, password, secure key. Takes what, 30 seconds?

it's awkward when out if you need a balance check.

It's not insecure. I don't care if a thief knows my balance

Makhaira · 13 Apr 2012 at 22:53

That'll be handy for checking MM payments have come through!

Andybtsn · 13 Apr 2012 at 22:56

I never have to check my balance but I do sometimes have to transfer money between accounts, I can never be bothered carrying the secure key with me everywhere so it's a real pain they made it so secure. Give me 10 passwords to answer any day, at least I can get on and do what I need to do, where I want.

Castiel · 13 Apr 2012 at 23:00

Thanks, very handy little app.

Cleeecooo · 13 Apr 2012 at 23:02

Andybtsn said:
I never have to check my balance but I do sometimes have to transfer money between accounts, I can never be bothered carrying the secure key with me everywhere so it's a real pain they made it so secure. Give me 10 passwords to answer any day, at least I can get on and do what I need to do, where I want.

I'm afraid you can only check balances and a mini statement, no transferring money

Moses said:
I have a pin sentry card reader for my Barclays account, but I don't understand why people cry about them. Who checks their balance when out and about?

You don't have to be out and about. It's faster to go in your phone at home than it is to use the secure key and a desktop

kingbal · 13 Apr 2012 at 23:04

Checking your HSBC balance whilst on the go should be an option without having to carry around that stupid calculator - afterall, it used to be.

They must have spent/wasted some serious money on those daft keycards - i'm glad my main bank haven't gone down this road.

Good idea with the app

bitslice · 13 Apr 2012 at 23:08

At last, I hate that stupid secure key thing for trivial account management.

Making a login require several steps doesn't add any more security when the whole session can be hijacked in the first place.

Cleeecooo · 13 Apr 2012 at 23:11

Moses said:
Who needs to even check often enough to care, though? I rarely log in (probably once a month)... and it takes seconds to use a card reader .

I, and many others, have found the calculator to be stupid and finnecky, this is more user friendly. Granted, not everyone will use not need this, but it's handy for those of us who buy/sell lots of stuff on eBay/MM etc. also, before making an offer on simethig or an impulse buy, it may be wise to check your balances. I don't carry my secure key around, and have sometimes been needing my balance. This is an easy way to solve the problem.

Andybtsn · 13 Apr 2012 at 23:12

I got it when I found you could look at statements, but then it's only mini statements, useless! grumble grumble

DJMK4 · 13 Apr 2012 at 23:13

Always wondered why HSBC people had to carry around those calculator things.

FreeStream · 13 Apr 2012 at 23:14

Finally! I don't have to have my damn key code thing on me at all times anymore.

I wish they limited it to use on transactions only, I don't really care if the criminals can see what my balance is

Woden · 13 Apr 2012 at 23:17

DJMK4 said:
Always wondered why HSBC people had to carry around those calculator things.

We don't. I find it hard to believe anyone needs full access to their bank while they are out, but cant use telephone banking, or a machine at a branch.

King Damager · 13 Apr 2012 at 23:19

Natwest has had a similar thing for a while. Takes about ten minutes to set up but is quite useful. You can also transfer money between your own accounts from it.

kd

Woden · 13 Apr 2012 at 23:24

Moses said:
Just know (roughly) how much is in your account .

I prefer Santander's - no card reader, log in with nothing extra, and you can set up new payments via text (but once their set up you don't need to authorise payments via text, or anything like that).

Actually be aware of your financial situation? Don't be absurd!

The Halk · 13 Apr 2012 at 23:25

The banks introduced these things to mitigate losses by stupid people through phishing.

Without the dongles/keys/readers then you could gain access to someone's account if you had their log on information, which people were sending to phishers.

The banks foot the bill for this, so the choice was either to continue to pay an increasing amount in losses, to start telling people it's their own fault, or to increase security.

Telling people it's their own fault would be a daft thing for the banks to do, since they'd get absolutely crucified by the media/politicians.

Rameses · 13 Apr 2012 at 23:26

Excellent! :cool:

Cleeecooo · 13 Apr 2012 at 23:29

Woden said:
We don't. I find it hard to believe anyone needs full access to their bank while they are out, but cant use telephone banking, or a machine at a branch.

What if youre on a train?

I personally don't like making phone calls whilst commuting or at work, I'd much rather do it via text

Moses said:
Just know (roughly) how much is in your account .

I prefer Santander's - no card reader, log in with nothing extra, and you can set up new payments via text (but once their set up you don't need to authorise payments via text, or anything like that).

That's it easy with multiple bank accounts

buckeejit · 13 Apr 2012 at 23:45

signed up for this when I heard about it a while back and got a text saying that it was live a few days ago. Very good app indeed.