The thing is, it's simple. OK - £9 per month for breakdown, maybe a fiver a month for mobile phone insurance - for the hassle of sourcing everything elsewhere, there's really not a great deal of money to be saved
get the AA and use quidco, I got a full years basic cover for £9
This, they are ok when they give them for free, but to pay £10 or whatever a month is just daft.I must admit i lump premium bank accounts in the same bucket of ****** as credit card protection and extended toaster warranties.