The rider.
you don’t claim off Volkswagen if a Polo hits you.
Friend steps out of garden onto pavement to almost being hit (hard) by a ebike riding illegally on the pavement.
Was your "friend" hoping to bag a free takeaway?
BanYou'd just go through the hole, no issue.
Rider public liability
Covers cyclists and walkers when working. It also covers scooter and car riders when they’re ‘off-vehicle’, for example, when walking to pick up and deliver orders.
You and your substitutes get £1,000,000 of cover in case you cause injury to someone whilst at work.
Ok, so after work in going out jumping in front of some deliveroo drivers, who's with me?
And everyone is wrong so far:
https://riders.deliveroo.co.uk/en/support/insurance/what-is-covered-by-deliveroo-insurance
From how I read the quoted information it only covers those who are working for them unless the person who posted it left out the actual information related to if their workers run someone over whilst not adhering to the law.Does that policy assume the rider is riding in accordance with any laws etc? I.e. i'm not sure if Deliveroo's insurers would be happy paying out damages if it was found that the rider was negligent by riding on the pavement.
Does that policy assume the rider is riding in accordance with any laws etc? I.e. i'm not sure if Deliveroo's insurers would be happy paying out damages if it was found that the rider was negligent by riding on the pavement.
Each Beneficiary must take all reasonable precautions to prevent and minimize loss or damage of any kind (including, without limitation, the risk of Claims, Personal Injury and Property Damage)