About 6 months ago my girlfriend used my car (she is a named driver) and it ended with some guy reversing into it and shoving the rear quarter in. Bad lucky I thought, could have happened to anyone. Today was her college induction and so she kindly asked if she could use my car as I get better mpg. Got a call an hour ago saying someone had smashed into the back of the car while she was waiting at some traffic lights. The chap admitted fault and said he wasn't paying attention. Car apparently is a mess and undrivable. To make matters worse she already has a history of neck problems and says she is in pain, so off to sit in A&E for a few hours now.
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