Which is why I was warning others you would not expect this from MS as they used to do no questions asked refunds (even after playing for days) but there you go they changed it back.Thanks, I didn't know about that. Reading through some of that blurb and further info elsewhere, it seems the only way to get a refund if the trader doesn't give you one, is by taking them to court! Definitely not worth it for a tenner so it seems you are shafted.
Someday someone will pursue it further & get their money back I guess!