Bailiffs wanting £25. What to do?!

twistedheat · 27 Sep 2007 at 21:22

Paypal are a joke.

silversurfer · 27 Sep 2007 at 21:39

Tesco may not be the best example because they are now a registered bank afaik

Tesco has a banking arm called Tesco Personal Finance, a 50:50 joint venture with the Royal Bank of Scotland.

http://en.wikipedia.org/wiki/TESCO#Tesco_Personal_Finance

Wyrdo · 27 Sep 2007 at 21:43

I just sent a letter very similar to that one posted above to a DCA this week, I'm still amazed Paypal are trying to recover the debt 2 years down the line.

zain · 27 Sep 2007 at 22:24

thepharcyde said:
Hmmm eBay are an multi billion pound company. Do you not think that eBay have access to the best legal team/compliance etc who know a lot more than you do.

Pay it and send them a letter, and visit your citizen advise bureau. but in the interim pay the £25. Watching Baliffs on TV is enough to know you cannot win over them

Not applying it to this guy but if you are in the right you should not let it slip away because a company is big and powerful.

Tute · 28 Sep 2007 at 00:40

Just to add, you made a mistake paying them the £115. Now they know that if they harass you then you'll just fold up.

DO NOT pay the £25. They've had enough out of you as it is. Tell them if they come inside your door they'll leave in a number of carrier bags. I know it sounds "keyboard warrior" but if anyone barged into my home they'd get carried out.

And learn the lesson in future. Either don't use Ebay, or grow a spine and stand up to the *****. They aren't interested in listening to what you have to say (at least that's what you said in the other thread) so don't listen to them either.

ThatJoe · 28 Sep 2007 at 00:55

Deiwos said:
The £25 will be in the T&C that you agreed to at some point. I got stuck with a £15 charge on my web hosting, as I thought I'd cancelled my subscription. When I eventually found out I hadn't, I hadn't payed 3 months worth of the fees, so they passed it on to the bayliffs who demanded the £70, plus the extra £15. I went through the T&Cs and eventually found a 2 lined section that covered it. Lame

They send Bailiffs for web hosting now? haha.

Anyway, Don't pay them the £25. when they come to your door a quick slap would do.

Dave85 · 28 Sep 2007 at 01:33

lol debt companys are class. Where i used to work they would send yellow letter then red and then a nasty brown letter to customers.

after that it got passed to a fake lawyer and they said they are going to take you to court. funny how they never have taken any customers to court as as I remember.

westcot btw - useless company

NokkonWud · 28 Sep 2007 at 02:31

Ewanb75 said:
Pay them it, or they will just keep adding fees for letters and visits.

manveruppd · 28 Sep 2007 at 02:52

bottletop said:
<lots of useful stuff>

+rep to bottletop for two very informative posts. It's experienced and helpful people like this that keep me visiting these forums, even though lately it seemed like all the wisest and most interesting members had either left or been hounded away and that this place had degenerated to a chatroom for schoolkids asking each other how often they clean their ears and how many brackets they use in a sentence!

Gaygle · 28 Sep 2007 at 15:14

I'd pay them tbh and i'd learn a lesson from this never to get into debt. Do you really want to end up paying more money, because i guarantee you, they'll just keep adding more until they haul you into court and then add on court fee's too.

bottletop · 28 Sep 2007 at 15:25

Gaygle said:
I'd pay them tbh and i'd learn a lesson from this never to get into debt. Do you really want to end up paying more money, because i guarantee you, they'll just keep adding more until they haul you into court and then add on court fee's too.

lol. did you actually read the thread?

No signed consumer credit agreement = no debt exists
No CCA = no power for debt collection agency to claim money DESPITE what they say.
No CCA = no court as they cannot prove a debt exists.

They can claim to add fees to the "debt" until the cows come home, but they cannot go before a judge and show a debt even exists without a signed copy of the CCA (which does not exist)

It is paypal/ebay that has been ripped off by the scammer...not you. They just try it on to recover their losses from people who know no better and pay up.

jamief · 28 Sep 2007 at 15:25

Gaygle said:
I'd pay them tbh and i'd learn a lesson from this never to get into debt. Do you really want to end up paying more money, because i guarantee you, they'll just keep adding more until they haul you into court and then add on court fee's too.

10 points for failing to read or comprehend any of the useful posts above. The guy doesn't owe ANYTHING.

"andy" · 28 Sep 2007 at 15:30

Telescopi said:
Paypal are a joke, they pretend to be some sort of bank while avoiding like the plage any of the regulator oversight being a bank would require.

They want you to think they're a bank, while in reality they have no more right to demand money from you than Tesco do.

so true , i owed them 40 quid for 2 years , id get a letter from the bailiffs once a month saying a time they where coming to visit , they never came

one day they rang up and i was drunk though.... stupidly paid them over the phone

tbh i was in such a state it could have been anyone asking for my card details on that phone ! :eek:

not the brightest thing ive ever done

i did actually owe them the money mind

grumblenoise · 28 Sep 2007 at 15:30

I had a similar thing with PayPal. Some dude in Thailand used a stolen card to buy a phone from me. It was a P900, I sold it for like 500 dollars or something. Anyway, I didn't know the card was stolen (how could I) so I sent the phone - then all of a sudden PayPal are sending me a bill for 500 dollars!!! I mean, what the hell?? I've still not paid it and am disputing it with a debt collection company. I know for a fact the women who's card it was has been re-funded so how PayPal can have the cheek to ask me for 500 dollars is beyone me. The trouble is who am I? I'm just a person against PayPal.

Absolute
NO SWEARING. This is after I've spend probably 4 or 5 hours wasted talking to them.

Gaygle · 28 Sep 2007 at 16:34

Oops. There was too much legal crap. i am tired too.

Totality · 28 Sep 2007 at 16:59

I'm being harassed by 1&1 Internet who passed a £1.99 debt to the bayliffs for an account i never paid for and never set up!

I emailed their customer service dept and they said to log in to my "Web interface" and gave me a username and password to use to cancel it. The username didnt work. I emailed them some more asking them to try it as it didnt work and they never even bothered.

I still get letters from the debt collection agency saying they are sending bayliffs round. Thank god its not a credit account and the ******* cant mess up my credit rating over a mistake they made for something I never bought.

Its far too easy for innocent people these days to get messed over and not get help!

Deiwos · 28 Sep 2007 at 17:08

Totality said:
I'm being harassed by 1&1 Internet who passed a £1.99 debt to the bayliffs for an account i never paid for and never set up!

I emailed their customer service dept and they said to log in to my "Web interface" and gave me a username and password to use to cancel it. The username didnt work. I emailed them some more asking them to try it as it didnt work and they never even bothered.

I still get letters from the debt collection agency saying they are sending bayliffs round. Thank god its not a credit account and the ******* cant mess up my credit rating over a mistake they made for something I never bought.

Its far too easy for innocent people these days to get messed over and not get help!

It was 1&1 that I had to deal with. Had I known what I do now, I never would have paid up straight away.

Tute · 28 Sep 2007 at 18:25

grumblenoise said:
I had a similar thing with PayPal. Some dude in Thailand used a stolen card to buy a phone from me. It was a P900, I sold it for like 500 dollars or something. Anyway, I didn't know the card was stolen (how could I) so I sent the phone - then all of a sudden PayPal are sending me a bill for 500 dollars!!! I mean, what the hell?? I've still not paid it and am disputing it with a debt collection company. I know for a fact the women who's card it was has been re-funded so how PayPal can have the cheek to ask me for 500 dollars is beyone me. The trouble is who am I? I'm just a person against PayPal.

Absolute
NO SWEARING. This is after I've spend probably 4 or 5 hours wasted talking to them.

Do NOT pay under any circumstances, unless you get the phone physically back into your hand.

gambitt · 28 Sep 2007 at 20:20

I agree, do not pay.

You think this is the last time in your life someone will try to extort money out of you? Everyone is after your money and they don't care what you have to say.

I got a £30 parking fine because my pay and display voucher fell off my window (cold day so mist on the inside of the window). Do they care that I have parked there and paid everyday for the last 11 months? Nope. I'm not paying it and neither should you. Fight it to the death.

Also, a few months ago someone bought a laptop from me on ebay, paid by paypal, I withdrew the money and sent the laptop. 6 weeks later (yes six weeks!) paypal take the money off me and give me a negative balance of -£350 saying the card was stolen. Do they care that I've lost my £350 laptop? Do they take any responsibility for allowing the use of a stolen credit card? Will they even talk to me on the phone? Nope. I'm not paying them back either, they can close down my account and send any collections agency they like after me.

Sadly, the attitude today is "give us your money or we'll take you to court".