Bank question

Jimmy1983 · 10 Jan 2008 at 21:21

Anyone know off any banks that dont charge you when you withdraw monies anywhere in the world? Think ive heard that Nationwide dont charge, off traveling soon.

Melm0 · 10 Jan 2008 at 21:22

Maybe HSBC, seen as they claim to be the "Worlds local bank"

One More Solo · 10 Jan 2008 at 21:25

Nationwide FlexAccount is what you're after.

mrmoose · 10 Jan 2008 at 21:27

get a nationwide account. they deffo don't charge, a lot of people i met whilst travelling were funded by a nationwide current/credit acount

Jimmy1983 · 10 Jan 2008 at 21:39

One More Solo said:
Nationwide FlexAccount is what you're after.

Thanks, take it you need to go into the bank to open it? How long does it take, its just that iam off in a couple off weeks.

rossyl · 10 Jan 2008 at 22:19

Go tomorrow into a branch and tell them it's urgent.

Jimmy1983 · 10 Jan 2008 at 22:36

rossyl said:
Go tomorrow into a branch and tell them it's urgent.

Will have to do it Sat, working tomorrow.

Thanks anyway.

GarethDW · 10 Jan 2008 at 22:50

Yep, as mentioned, Nationwide don't charge you any transaction fees for using your card abroad :cool:

You could apply for it online but to be honest it's better done in the branch in case there are any delays, for example, due to doubts over your ID... alternatively you can call 'em on 0800 30 20 10.

If you're going in a couple of weeks then you'll get the card through in enough time... I can't remember the average lead time off the top of my head but it's measured in days not weeks. I can check this tomorrow with some colleagues, if you're concerned about receiving it by a particular date.

Glaucus · 10 Jan 2008 at 22:51

yep nationwide is the best. Not only no fees. But they also give you the business exchange rate.

GarethDW · 10 Jan 2008 at 22:53

...and 4% interest on your current account too, if you pay in at least a grand a month.

Jimmy1983 · 10 Jan 2008 at 22:58

AcidHell2 said:
business exchange rate.

?

Using the account will be very handy as I wont have to carry stacks off cash around with me each time now

Leave on the 29th, so should be enough time, yeah if you could ask that would be great. Do you work there?

DingleBerry · 10 Jan 2008 at 23:00

Yup use my nationwide cards all the time in France. I laugh at people who mess about trying to make sure they have enough euros. Its much easier handing someone a credit card than it is fumbling with unfamiliar change.

GarethDW · 10 Jan 2008 at 23:01

Jimmy1983 said:
Do you work there?

Yeah, although I don't work in a branch or deal with customers.

Jimmy1983 · 10 Jan 2008 at 23:06

DingleBerry said:
Yup use my nationwide cards all the time in France. I laugh at people who mess about trying to make sure they have enough euros. Its much easier handing someone a credit card than it is fumbling with unfamiliar change.

Iam with barclays, and was going to take my current account debit card and the barclays credit card, but unsure what to take now

Glaucus · 10 Jan 2008 at 23:07

Jimmy1983 said:
?

Instead of getting customer rate like most places you get the full exchange rate.

Jimmy1983 · 10 Jan 2008 at 23:25

AcidHell2 said:
Instead of getting customer rate like most places you get the full exchange rate.

Ah right, even better

Jimmy1983 · 21 Jan 2008 at 13:04

Cheers for the advice guys, got my nationwide account opened with an OD off £750. Just waiting on my pin now, and details for online banking.

My intention was for my parents to do all my online banking here in the UK while iam away but, iam sure you cant access you balance at foreign cash points, which would be a problem. I will be able to keep a rough guess.

Iam thinking that I will transfer most off my money that is in barclays account to my nationwide account, and take both cards incase I lose one, and an addition credit card.

Those who have experience, how did you manage you money while you where away?

Jimmy1983 · 22 Jan 2008 at 10:05

Anyone shed any any light on the above?

ScarySquirrel · 22 Jan 2008 at 10:08

Whenever anyone says monies all I can think of is

platypus · 22 Jan 2008 at 10:09

GarethDW said:
...and 4% interest on your current account too, if you pay in at least a grand a month.

Coo, sounds like it might be worth moving to them.