banks n the like

iBot · 6 Feb 2007 at 18:22

I have an account with RBS, I have a cash card.

I need to be able to buy things online so I need a debit/solo/switch type card.

I went in branch and asked for one but they say I need to have a regular wage going in :/

I get ema and get paid in cash.

any advice?

blairw · 6 Feb 2007 at 19:08

i got one when i was 16 as i was getting a regular (weekly wage), i think thats the rules

Kell_ee001 · 6 Feb 2007 at 19:11

iBot said:
I get ema and get paid in cash.

any advice?

Ask them to pay it in directly?

Ask at another bank about debit cards?

4p · 6 Feb 2007 at 19:13

Been using a Visa Electron for like 2 years now(im 17)

Halifax dnt ask for this wage crapy

i also get birthday money from them

:cool:

PhilthyPhil · 6 Feb 2007 at 19:21

I had no problem getting a Solo card (now Maestro I think) from HSBC when I was at school and not earning anything.

Vixen · 6 Feb 2007 at 19:42

How old are you? I'm guessing since you're talking about EMA then under 18. RBS only have 2 types of card, cashline and highline (maestro). To apply for a highline card, you have to be 18+, and then you just ask the branch to fill in the application for you. They won't give you it without regular money going into the account, as it's possible to go overdrawn on a maestro, so they want proof you have the money to use it.

When I was too young to get a proper debit card, I had a second bank account with HBoS as they did solo cards at the time, and it's much easier to get one of those.

silversurfer · 6 Feb 2007 at 19:45

Try another bank, the best ones are online. Nationwide are good if you have them in your town. Ideally you want to go with a bank that isnt going to load charges on you for going a couple of quid into the red so now is the time to put some thought into this while its fairly hassle free

blairw · 6 Feb 2007 at 22:51

Changing your name is just going to cause more hassle with the bank?