No harm talking to citizens advice as well though, it's clear the OP isn't sure what to do next and I'd assume speaking to Santander about it would be one of their first actions.
Being sued :/
- Thread starter Diddums
- Start date
He can talk to whoever he likes but the only thing he needs to do is send the correspondence to the insurer without comment. If they want anything from him they'll let him know.
Years ago an old granny tried to sue me because I ran her over whilst she was speeding across a roundabout on a mobility scooter as I was exiting said roundabout. I had no chance of seeing her cross but she had every chance to see I was going round the roundabout about to make my exit. It was too late by the time I saw a small granny head just above the bonnet and then the scooter toppling over.
Anyway she was fine and got up and speed back home etc. I passed my details. Police later followed up and took details to conduct their own investigation. I got a letter from them weeks later saying no fault was found.
Months later I get a letter from some law firm so it seemed like the biddy got home and told family about it who told her to seek to sue me. The law firm letter stated that I was speeding and ran her over and then drove off.
I laughed and sent it to my insurer along with the police letter. Insurer laughed and told them to sod off.
Biddies gonna bid.
Anyway she was fine and got up and speed back home etc. I passed my details. Police later followed up and took details to conduct their own investigation. I got a letter from them weeks later saying no fault was found.
Months later I get a letter from some law firm so it seemed like the biddy got home and told family about it who told her to seek to sue me. The law firm letter stated that I was speeding and ran her over and then drove off.
I laughed and sent it to my insurer along with the police letter. Insurer laughed and told them to sod off.
Biddies gonna bid.
The insurance cover you had will deal with it, just pass it to them.
I went to court after a black cab did a u-turn over me and my motorbike many years ago. He tried to say I was speeding up his inside (A point we clarified with him multiple times that inside is the left side, pavement side etc). He was adamant that's what I did. The barrister my insurance sent for me was rather bemused by this given all his evidence and my evidence showed all the damage on the outside of his cab. This was all a year after the accident and I'd gathered a large stack of receipts for repirs to my bike and new gear, easy pay day that.
I went to court after a black cab did a u-turn over me and my motorbike many years ago. He tried to say I was speeding up his inside (A point we clarified with him multiple times that inside is the left side, pavement side etc). He was adamant that's what I did. The barrister my insurance sent for me was rather bemused by this given all his evidence and my evidence showed all the damage on the outside of his cab. This was all a year after the accident and I'd gathered a large stack of receipts for repirs to my bike and new gear, easy pay day that.
You were on a bike, he was in a 2 tonne car. The duty of care is on him, he hit you and should have been taking more care. You could have ended up under his tyres, broken bones, smashed skull etc etc. He was in his big protected box and at worst may have got a bit of a shock.
If anything you should be claiming on his insurance.
You will also find your home insurance often covers you for things like this, and with legal cover. The other thing to bear in mind is London black cabs hate people on bikes, they hate cycle lanes and anything to do with 'active travel' so it doesn't surprise me at all he is trying to claim from you.
Obviously ringing Santander and home insurance policies are good places to start.
If anything you should be claiming on his insurance.
You will also find your home insurance often covers you for things like this, and with legal cover. The other thing to bear in mind is London black cabs hate people on bikes, they hate cycle lanes and anything to do with 'active travel' so it doesn't surprise me at all he is trying to claim from you.
Obviously ringing Santander and home insurance policies are good places to start.
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I don't think it's quite as simple as that. Recent highway code changes have been brought in which lean towards what you say. But the accident was a few months ago. I think it will hinge on whether there is any evidence that either party passed a red light and stop sign.
Also home insurance may not cover it I had to look into this recently and some home legal policies exclude motor related incidents.
You'd be surprised how many claims my employer gets from 'biddies'. (bus company). We braked too hard, went too fast round corners, parked too far from the kerb etc. They never get anywhere unless it's a genuine claim because our vehicles have at least 10 camera (7 exterior, 3 interior minimum on a single decker) & full telematics for just about any parameter you can think of.
Most of them get told to go away or it'll be passed to Anti-fraud dept at which point they usually drop it.
