Best credit card to use when abroad?

[Deleted member 11679]

Hello,

I currently have a Natwest Student VISA card (although I am actually now a graduate), and the limit is annoylingly locked to £500. I am going to the USA this summer and don't want to take excessive loose cash with me so I am thinking of taking the credit card along for the couple of big purchases I wish to make.

As Natwest won't do anything about this situation, what is my best bet regards a credit card that offers a good exchange rate when purchasing abroad along with no charges associated with it?

Also, is it worth considering travellers cheques?

Thanks,

Tom

 

[DavidMarq]

The best option is to open a Flexaccount with Nationwide as the you will get a competative exchange rate and there are no charges for using ATMs abroad.

 

[frying_pan_cat]

Nationwide don't charge but I think the owners of the ATM could still charge
I could be wrong

 

[Seft]

Nationwide.

American ATMs will (in my experience) tell you if you will be charged. Plenty offer free withdrawls.

 

[Deleted member 11679]

The free withdrawals is good, however I am more interested the purchases on the credit card? The Nationwide Classic card, it says I wouldn't be charged for using it abroad...so I presume if I purchase something from a shop all I will pay is the cost of the item through the exchange rate?