Best multi bike insurance?

helpimcrap · 8 Jan 2021 at 17:23

Got my 600 fun bike and 125 commuter.

Where is best for insurance for multi bike insurance?

Tried Bennett's and they seem decent but what are they like if you need a claim?

Any others?

Griffo · 8 Jan 2021 at 20:34

Bemoto were decent when I had two.

Scythe · 9 Jan 2021 at 17:35

Bemoto

helpimcrap · 9 Jan 2021 at 19:51

Bemoto are a few quid more than Bennett's, but they do include a few extra things like kit replacement. Will have to double check the breakdown coverage to see if it's as good as Bennett's but they look promising as far less excess too.

Cheers for heads up.

Scythe · 10 Jan 2021 at 14:30

I just like BeMoto’s staff - they’re generally knowledgable about bike, flexible to requirements and make it much easier to deal with.

Griffo · 10 Jan 2021 at 15:28

Yeah they were decent to communicate with for the most part. And when I stopped them repairing my in-warranty 18m old s1000rr at their own repairer they were apologetic enough and off it went to BMW (which didn't go quite as well as it should have, ha).

helpimcrap · 10 Jan 2021 at 16:35

Glad to hear as it's ok being cheap, but I'd rather pay a few quid more for decent service.

Currently:
Hastings renewal: £450
Bennett's: £234
Bemoto: £280

Scythe · 10 Jan 2021 at 17:08

helpimcrap said:
Glad to hear as it's ok being cheap, but I'd rather pay a few quid more for decent service.

Currently:
Hastings renewal: £450
Bennett's: £234
Bemoto: £280

Have you tried to haggle them down? They will probably have a good amount to move, could get a lot closer to Bennett's quote.

Beans on toast Dave · 10 Jan 2021 at 17:12

how old are you? hastings were £70 for me (48)

watch out for the cancelation or details change charges with some of them, i know most if not all charge something but some are silly money

helpimcrap · 10 Jan 2021 at 21:08

I'm 39, not tried to haggle yet as TBH I can't see them dropping by nearly 50%. They are fully comprehensive with breakdown cover. If I get stuck away from home where they can't fix it roadside I want someone to bring me back and let me fix it rather than garage charges.

Griffo · 11 Jan 2021 at 09:07

Beans on toast Dave said:
how old are you? hastings were £70 for me (48)

watch out for the cancelation or details change charges with some of them, i know most if not all charge something but some are silly money

That reminds me, Bemoto were good on that. Zero admin cost to make changes.

helpimcrap · 19 Jan 2021 at 13:44

Bemoto reduced it by £20 when asked to £260 and includes everything in their titanium package.

Also a decent track day cover offer too. £100 a track day but discounted to £60 or £70 per track day with £500 excess. Would have to double check specifics but sounds decent.