Bit Annoyed!

Neoni · 29 Jun 2007 at 01:37

Hi all.

Bit late i know.

Ive just checked my account and im 13.12p Overdrawn.

I had my phonebill billed on 22nd, but for some reason the company never took payment, something to do with the bank. I payed in 80 pounds the day before, my bill was 70. it wasnt taken out the next day, and then i recieved a txt saying it will be billed on the 28th (yesterday) now ive just checked my account and im 13 pounds overdrawn?

How?

-Neoni

should i sort this with my bank for being fuzzed up.

Welshy · 29 Jun 2007 at 01:40

Maybe the money you paid in hasnt gone through yet?

Neoni · 29 Jun 2007 at 01:40

Welshy said:
Maybe the money you paid in hasnt gone through yet?

paid over the counter.

Welshy · 29 Jun 2007 at 01:41

Neoni said:
paid over the counter.

It's still not always instant, or is it?

Neoni · 29 Jun 2007 at 01:43

Welshy said:
It's still not always instant, or is it?

yep i checked it was, and it was.

Welshy · 29 Jun 2007 at 01:46

Neoni said:
yep i checked it was, and it was.

*shrug*

Neoni · 29 Jun 2007 at 01:46

just checked my phonebill:

it was 68, i payed in 80 which was in immediately, some reason the bank never let the payment go out on the day of the bill.

and when it finally did go out on the 28th, im overdrawn on the 29th.

Vegetarian · 29 Jun 2007 at 01:49

Normally takes 3-4 working days for money to go into an account.

MNuTz · 29 Jun 2007 at 01:50

late payment charge?

Neoni · 29 Jun 2007 at 01:51

Vegetarian said:
Normally takes 3-4 working days for money to go into an account.

as ive said they garunteed me it was in as soon as i handed it over the counter.

ive done it before. i checked it over phone banking 5minutes later. it was there.

dbmzk1 · 29 Jun 2007 at 01:51

Vegetarian said:
Normally takes 3-4 working days for money to go into an account.

Last time I payed cash in at my branch it was instant. I think it only takes longer if its not your branch or a different bank. Guess it depends which bank you use and how their system works too.

Neoni · 29 Jun 2007 at 01:52

dbmzk1 said:
Last time I payed cash in at my branch it was instant. I think it only takes longer if its not your branch or a different bank. Guess it depends which bank you use and how their system works too.

Same as my bank indeed. Instant.

DB_SamX · 29 Jun 2007 at 02:15

Neoni said:
Same as my bank indeed. Instant.

+1

Barclays

Andelusion · 29 Jun 2007 at 02:19

Aye paying in cash with HSBC is the same too, instant. The only time it's delayed is if you're also paying in cheques afaik.

SGCWill · 29 Jun 2007 at 02:25

Neoni said:
Same as my bank indeed. Instant.

My bank includes the same for cash and cheques, I got a cheque from an aunt in Scotland and it was paid it immediately.

I don't understand how 80.00-68.00 = -13.12 though.

Neoni · 29 Jun 2007 at 02:29

SGCWill said:
My bank includes the same for cash and cheques, I got a cheque from an aunt in Scotland and it was paid it immediately.

I don't understand how 80.00-68.00 = -13.12 though.

theyve charged me 25 quid on the 22nd, for some reason, im getting it back tomorrow when i go in and give em a telling.

MoNkeE · 29 Jun 2007 at 08:27

Sounds to me like you've been overdrawn last month and charged for it this month :confused:

-RaZ