Bit of a shunt, best course of action?

[Freakitchen]

Long story short, a dodgy overtake this afternoon has caused a 3-car shunt of which I was the rear car. The car that did the overtake left the scene & sadly no-one got their details.

I'm reasonably sure this is pretty clear cut & I will be the at-fault party, but just wanted to check I'm about to do things in the most economical way. Is there anything I need to be aware of as I'll be contacting my own insurer? If they offer me a hire car, do I accept it? (I've read horror stories re. claims management companies, loan vehicles etc.) Obviously the next thing will be what they offer to do with my car, though guess that will be further down the road especially with Xmas etc.

'Tis the season and all that...

Thanks in advance for any advice.

 

[233]

if you have witnesses that another party buggered off then MIB might be able to help out,

obviously contact local plod leaving the scene etc,

timeframe and a description and a bit of effort chances are the culprit will appear on someones cctv

 

[Freakitchen]

Thanks, plod attended but didn't seem overly interested in anyone who wasn't there / wasn't actually involved in the accident. They couldn't get away fast enough. Unfortunately it was a rural, open road so doubtful with CCTV.

 

[Six6siX]

Any of the involved parties have a dashcam by any chance?

 

[Freakitchen]

Sadly not, 5 vehicles (including 2 company), no dashcams

 

[kindai]

Depends entirely on how much ball the other people want to play and how much the damage is. Pics?

 

[Orionaut]

Long story short, a dodgy overtake this afternoon has caused a 3-car shunt of which I was the rear car. The car that did the overtake left the scene & sadly no-one got their details.

.

Alternative interpretation.

A three car shunt occurred because the front car had to brake unexpectedly and the other two were too close together to be able to stop safely.

Whatever else you might have to do, the most important thing is to learn the lesson and give yourself more room in the future!

 

[helpimcrap]

Alternative interpretation.

A three car shunt occurred because the front car had to brake unexpectedly and the other two were too close together to be able to stop safely.

Whatever else you might have to do, the most important thing is to learn the lesson and give yourself more room in the future!

Unfortunately this is the case. You need to be more aware that unexpected things can happen like people taking your braking spot away. Leave a 2s gap on the motorway and somebody will be in but unfortunately it is needed for instances like this. If the car only brakes you were too close.

 

[Orionaut]

Unfortunately this is the case. You need to be more aware that unexpected things can happen like people taking your braking spot away. Leave a 2s gap on the motorway and somebody will be in but unfortunately it is needed for instances like this. If the car only brakes you were too close.

As I have said before, all accidents are 50/50! unless you can make a very good case to the contrary.

(And yes, in this case, I even include #1 driver in the pileup)

 

[Freakitchen]

Alternative interpretation.

A three car shunt occurred because the front car had to brake unexpectedly and the other two were too close together to be able to stop safely.

Whatever else you might have to do, the most important thing is to learn the lesson and give yourself more room in the future!

Of course you are correct, I'm under no illusion that this is a fault accident. My query was more along the lines of the best way to proceed with insurance, though it seems pretty cut and dry in this case.

 

[bJN]

Of course you are correct, I'm under no illusion that this is a fault accident. My query was more along the lines of the best way to proceed with insurance, though it seems pretty cut and dry in this case.

In an ideal world each party should contact the insurer of the party that him them. In your instance, you should inform your own insurers and proceed to claim through them.