Boiler Cover

borich_planner

borich_planner

borich_planner

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Joined
16 Feb 2009
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1,505
Buying my first home and it has central gas heating. As I have always rented since leaving Uni I have never to had worry about boiler service etc. Just call up my landlord.

All the major companies seem to be offering Boiler/Central heating care. For between £10 -£30 a month. Furthermore these include a annual service for the boiler.

Boiler and Central Heating care from N power is £15.50 a month and covers the following.

Boilers and controls
Central heating
Annual service worth £99
Call out fee options £0

Or is it just better to arrange a service with a local engineer and put the a certain amount of money aside each month in case something goes wrong?
 
I don't service mine, waste of money if your intelligent and can figure out that your boiler is noisy or becoming inefficient.

Buy a good carbon monoxide detector.
 
It's like all insurance policies: the odds favour the provider, as modern boilers are pretty reliable. I agree with all those who say: keep the money. That said, you may find that your house insurer will add emergency cover to an existing policy for a good deal less. You'll still have to pay for the service, and there's an excess, but it strikes me as a way better deal.
 
If you're going to buy it, read, read and re-read the T&Cs

Don't let a get out clause be a shock to you on the day you need the cover
 
as above, keep the money aside.
A service should really only cost £40
A decent Carbon monoxide detector around a tenner

Most boilers will go on and on until they die.
Keep the money aside 200 a year is a fair chunk towards a new boiler.
any idea how old the boiler is?
 
I had an ideal boiler it had 2 heat exchanges done and loads of other over the ins period so depends on your boiler think id have been better getting a new one with 5 yrs cover
 
I would recommend some cover, purely because I was caught out with a leaking heating pipe behind the wall which cost 500 to put right, let alone the plaster damage. 26 quid a month to British gas would have covered that. I agree the boiler service isn't what the selling point is, it's a rapid response to a problem like I described above.

It's all well and good to say to put money away, but in reality you could easily be worse off if there are any proper problems.
 
Insurance never makes sense for something you can afford to replace as the odds are obviously always in the insurers favour.

Unless you have a Vaillant boiler because they break down every 5 minutes in my experience. :p
 
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