Broken into - TPFT

jp7152 · 3 Jun 2008 at 13:43

Had the window smashed and the radio stolen.

Does TPFT off any over in this event?

Thanks,
John

Lead_Head · 3 Jun 2008 at 13:44

TPFT = Third Party Fire or Theft

Jez · 3 Jun 2008 at 13:44

You will have to check your policy, they all vary.

What car did the M5 get replaced with in the end?

jp7152 · 3 Jun 2008 at 13:45

Still using the 118d Msport at the moment.

paradigm · 3 Jun 2008 at 13:46

Unless your HU costs a small fortune, even if you insurance did cover contents loss and window replacement, I bet your excess would come close to the value of just replacing the items yourself.

[TW]Fox · 3 Jun 2008 at 13:46

Lead_Head said:
TPFT = Third Party Fire or Theft

Theft of the vehicle.

[TW]Fox · 3 Jun 2008 at 13:47

jp7152 said:
Still using the 118d Msport at the moment.

You've insured a 118d M Sport TPFT?!

Simian · 3 Jun 2008 at 13:50

[TW]Fox;11812970 said:
You've insured a 118d M Sport TPFT?!

My Thoughts exactly!... I didn't think that was possible... I'd have thought Most insurance companies won't insure executive/sports cars for less than Fully Comp!... :confused:

I know mine won't

Dangerous Dave · 3 Jun 2008 at 13:55

[TW]Fox;11812970 said:
You've insured a 118d M Sport TPFT?!

That is plan crazy, if its on finance I am sure the terms and conditions will have a clause for having the car fully comp.

jp7152 · 3 Jun 2008 at 13:56

Sorry the e30 325i is the car that got broken into.

Looks like it's not covered. Grrr!

Lead_Head · 3 Jun 2008 at 14:03

[TW]Fox;11812968 said:
Theft of the vehicle.

Learn something new everyday

R220 · 3 Jun 2008 at 16:30

You do get audio cover with most tpft, have with all the companies i have been with, but as said the excess will no doubt be near to the cost of replacement, add that to the fact that if you do claim your premium will increase next year you may just be best to fork out yourself unfortunatly.