If there is no fibre cabinet in your area that can deliver FFTC, then you won't get FTTP.
If you can get FTTP then you can't also have FTTC. Unless it's FTTP on demand.
You can get FTTC-grade services delivered over FTTP (so you could pick 40/10 if you wanted) but I don't know if all the ISPs are geared up to offer this.
I tried plusnet as they were cheaper than BT but they say I dont live in a fibre area![]()
Seems to suggest you're on overhead cabling as well.
The fibre may go under the road for some of its journey where it will join a DP (telegraph pole). From there fibre will go overhead to your house, replacing your current copper drop wire (or in addition to).
It's fibre to the home, there is no copper. It's a cable through the wall into an NTE.
Who's telling you that?
If the checker is right and you're in an FTTP area then there's not a VDSL cabinet to connect you to.