BUPA experiances?

Samtheman1k said:
Yes it would as to be in a equal position you would have to also pay for BUPA out of your own pocket. You're effectively getting BUPA for £1 per day which is cheaper than their normal subscription rate.
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You said would I expect to pay tax if the company gave me £50 extra per month, to which I quite correctly replied that I would not get taxed almost £1 a day on another £50 per month, no matter what tax bracket I was in.
 
Bes said:
I get BUPA through work but appear to have to pay about £350 per year tax for the privelege :( Isn't the fact I pay more tax than the average worker in the UK and NEVER use the NHS and claim zero benefits not enough?! :mad: :mad:
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you pay tax ON £350 not £350 tax :)
 
Samtheman1k said:
This is not true, unless you have a very basic level of insurance. I've always had my consultant fees paid for. It probably depends on the condition mind, I wouldn't of thought that acne would be covered by Bupa anyway.
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On most policies you will normally have to pay for the first consultation but because of the nature of what I went for I had to pay for the second consultation too as it was not covered but in most situations it would be.
 
Bes said:
Isn't the fact I pay more tax than the average worker in the UK and NEVER use the NHS and claim zero benefits not enough?! :mad: :mad:
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Of course not this is a welfare state.

HEADRAT
 
Sirrel Squirrel said:
On most policies you will normally have to pay for the first consultation
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Again, that is untrue. I have the standard cover and have used it 3 times, and every time I haven't had to pay a penny, except for the drugs post treatment.
 
Sirrel Squirrel said:
Well on my policy it says I have to pay for first consultation so I assumed that was standard practice
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You may have to pay an excess, but I'm not aware of any policies that say you have to pay the first consultation yourself.
 
It could be because of the circumstances then as it wasn't for an operation or anything, basically just to skip the NHS wait to see a dematologist.

edit/ my policy says "We cover consultants' fees for eligible out-patient consultations to assess your acute condition." obviously mine isn't eligible.
 
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OK, that makes sense now.

I helped write the pricing engine at BUPA and wasn't aware of anything saying that a first consultation wasn't eligible but further ones were.
 
Using Bupa insurance at the moment for an impinged shoulder, local NHS hospital has a private wing, Bupa only covers for outpatients there, for anything more serious, I have to travel 35 miles. Now I am at that stage, have to start the process with another consultant again, but it is quick.
Asked my old consultant to refer me to a new one last saturday, got an appointment Friday afternoon. Likely to be an operation :eek: so can expect it in a few weeks.. then two loverly weeks off work playing on the Xbox :D
 
Raider said:
All I can say is, if I was ever more seriously ill, I know i'd rather me there than at the local NHS hospital! :)
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If you were ever ill, then you would be transported to an NHS hospital!

Whilst private healthcare clinics do very well, and no doubt have excellent nurses, they only have a consultants available. They know their stuff when it comes to operations (don't get me wrong) but if you started to crash/get ill then you'd be whisked off to the NHS hospital to see the SHOs and Regs (junior docs) who deal with that sort of thing everyday!

If we had just a few less people coming into A&E with 'a cold' then those waiting lists would tumble.
 
Regarding BUPA transferring properly ill patients - a good friend of mine was with BUPA through his work (at Coors in Burton). Went in to hospital for a fairly standard back operation (fusing a pair of vertebrae), contracted MRSA and who has to sort out the resultant mess? The good ol' NHS, who did a bang up job as well considering how near death he was when he was transferred to their care.
 
I'm using them for a RTA neck injury, got an appointment 2 days after calling them, 4 weeks on NHS, clean, relaxed and polite staff, they are now using acupuncture on me which the NHS wouldnt and it seems to be working.... I do a lot of work for NHS hospitals and see a lot of horrible wards etc so I like BUPA :D but my company pays for it so I dont think I would use it if I had to pay though as it can be expensive.
 
arfur said:
I'm using them for a RTA neck injury, got an appointment 2 days after calling them, 4 weeks on NHS, clean, relaxed and polite staff, they are now using acupuncture on me which the NHS wouldnt and it seems to be working.... I do a lot of work for NHS hospitals and see a lot of horrible wards etc so I like BUPA :D but my company pays for it so I dont think I would use it if I had to pay though as it can be expensive.
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Just as an FYI, if you're claiming after something like a car accident and it was someone else's fault let BUPA know and they can treat the claim as a third party claim and potentially recoup the costs and you may not lose any of your benefit allowance
 
Haircut said:
Just as an FYI, if you're claiming after something like a car accident and it was someone else's fault let BUPA know and they can treat the claim as a third party claim and potentially recoup the costs and you may not lose any of your benefit allowance
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sorry forgot to mention that, thanks.... my insurance company are going to deal with it (if they manage to get off their asses and do something !!!)
 
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