BUPA - Pricing?

kibblerok said:
My Bupa costs about £33 a month... work pays that I just pay the tax on it as its a taxable benefit

Not sure if thats worked out on my age etc ot just a flat amount averaged/negotiated across the company.
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If it's a large company then it will probably just be a flat rate for everyone, and at quite a hefty discount too.
Usually for individual cover for a healthy person in their 20s I would estimate it to be £40-50 per month.

I helped write one of the pricing engines at Bupa a few years back and there are so many factors it's unbelievable!
If you have a birthday coming up then it would be best to join before then as the pricing tables usually discriminate down to the year level, so being one year older will add a bit on to your price.
 
Pestilence said:
It can be annoying thinking that you're being seen to by the same NHS employees, however you're essentially paying more to get past the waiting lists. Don't think that it's entitling you to a better level of care -- it isn't -- but you'll be seen to quicker.
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in a lot of cases it is actually getting you both - you can get seen to pretty quickly and you can basically pick and choose a consultant

if I went to my GP with my dodgy knee - I'd have had a huge wait for an MRI and I wouldn't have had much of choice ref: which orthopedic person I was refereed more just who would be available at my local hospital. With BUPA I could pick and choose. There is a chance I might have been seen by the same person when he works at NHS hospitals but might well have been seen by anyone. The fact is I could pick a specialist sports injury unit at a private hospital and can pick and choose the consultant(s).

The other point is that certain stuff is limited on the NHS unless you've got a serious condition - a minor condition that would also benefit from perhaps an expensive treatment/procedure might not be available to you on the NHS or your GP would be more reluctant to refer you to a consultant - tis less of an issue with BUPA, you can get referred to a consultant with ease and there aren't the same budget considerations.
 
The appeal of Bupa to me is the speed of everything. Not that I've taken cover out, but when you hear about inoperable tumours it makes you wonder if they'd have been operable had everything been tended to sooner. That's only based on my impressions mind, I might be completely wrong.
 
Well I worked in the NHS for a long time and became ill last year. I expected to get treated in some way close to the way I treated other people. I was wrong. If you can afford to get BUPA then do so to speed things up. Don't however expect them to be able to provide more complicated procedures or care as they will not be able to do so to the standard of the NHS. But to get to see a consultant and get scans done I would recommend it. One thing to not use private care for though is children bar initial consultations. Children's care is well funded, staffed and maintained in the NHS and in certain parts of the country you will get world leading care.
 
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