Car Finance Question

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2 Sep 2007
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I’ve put a deposit down for a used VW Sharan from a VW dealer. If I take out a finance agreement I get two free services. For a HP agreement they would charge a £99 admin fee. For PCP no admin fee. I intend to settle within the 14 day cooling off period. If I took out the PCP deal to avoid the admin fee can I settle within 14 days like if it was HP? Also should I settle or withdraw from the agreement?
 
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