Car Insurance Woes/Rant

Don
Joined
17 May 2004
Posts
12,795
Location
Telford, Shropshire
Argh, bit of a rant here.

Just had my renewal from Tesco, brief outline of me: 23, driving a Fabia vRS TDI 2005 which has been chipped. 4 years no claims, no accidents, points, convictions, totally clean.

Tesco have sent me a renewal form, so as per standard practice, you look at the price of the renewall, curse at it, then trot off to other companies. This was the point then in which I found out hardly any one else will touch me due to the modification.

Direct line (same underwritten company as Tesco) refused to quote me, as did Churchill, and only two companies (Elephant and Admiral) were able to quote me through confused.com. Quinn-direct stated that due to the modification, I would need a full MOT, or at the very least a mechanic to check the vehicle over, before they can quote me, which is more expensive than Tesco any ways.

All the quotes have been done through the phone (other than confused.com) so at least I've been able to speak to some hot sounding girls (Liverpool Accent, Irish Accent, and Normal sounding.)

Already phoned Tesco and they have missed my modification off which I stated at the time of buying the car. Only for me to point it out and the woman to go "we don't class it as a modification, so we've not quoted you more for it, it's on the policy though". So I guess this time around, no discount for me! Even tried to say "well Churchill have offered me this:" to which she replied "can't get near that, you're already at the lowest you can go.

Bloody palaver.

Rant over.
 
Kingy said:
Have a word with the guys on Briskoda, there's plenty that have had their Fabia's chipped. I don't know anything about them, but Chris Knott Insurance are a Briskoda partner, so they might be worth talking to...


Superb, well worth a call that.

Cheers :)
 
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