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Car Insurance, would you buy it through confused dot com?

Discussion in 'Motors' started by Ynot, Jan 6, 2020.

  1. Ynot

    Wise Guy

    Joined: Feb 12, 2009

    Posts: 1,045

    Location: N.Ireland

    Hi, my son's car insurance will expire soon and one quote from confused its about £300 plus cheaper with Churchill.
    Its a lot of money difference but is it a risk in any way buying from them? I never bought car insurance through confused before.

    Thanks in advance.
  2. vanandjuanunited


    Joined: Oct 20, 2005

    Posts: 5,246

    Ynot :p

    Used them many times before.
  3. Junglist


    Joined: Jun 11, 2015

    Posts: 4,713

    Location: Bristol

    I've never used confused but I pretty much always use the meerkat one
  4. ExRayTed


    Joined: Oct 18, 2002

    Posts: 7,634

    Location: Surrey

    Used them quite a bit in the past without issue. It's just easier in my opinion.
  5. MadMan-JaMeS


    Joined: Mar 15, 2004

    Posts: 2,917

    Location: Oxford

    You'll find this is the way most people get their insurance. Confused just search for you, so the insurance would be with Churchill and you'll deal directly with them.
  6. Conscript


    Joined: Oct 18, 2004

    Posts: 9,320

    Location: Kent

    I tend to use comparison sites to get an idea of who the cheapest supplier are, then I go to them directly for the quote. But there's nothing inherently risky about just going through confused.com - they just redirect you to the supplier in question in most cases.

    I've just renewed my own car insurance (it starts today, as it happens), and this was the first time that my renewal, although it had gone up, was still more competitive than any other quote I could find on comparison sites, or with other suppliers who aren't on such sites (Direct Line, etc). So I just renewed with my current.
  7. Ynot

    Wise Guy

    Joined: Feb 12, 2009

    Posts: 1,045

    Location: N.Ireland

    Thanks OK I'll look that one up, silly question, are they any risks involved using the online ones like confused etc?
  8. 233


    Joined: Nov 21, 2004

    Posts: 12,898

    Location: Glasgow

    Churchill are owned by directline with turnover of circa 3 1/2 billion a year, so not exactly a small fly by night outfit,

    confused.com are the same not exacty a diddy company owned by Admiral
  9. Ynot

    Wise Guy

    Joined: Feb 12, 2009

    Posts: 1,045

    Location: N.Ireland

    OK Thanks all.
  10. Psycho Sonny


    Joined: Jun 21, 2006

    Posts: 32,424

    I've tried that and it was more expensive going direct. Cheaper going through comparison. Yet same company under different comparison sites show different prices. So I'm guessing one must add on higher commission etc.
  11. wedrum


    Joined: Aug 11, 2016

    Posts: 4,809

    Location: Cheshire

    go through quidco
  12. Scania


    Joined: Nov 25, 2004

    Posts: 24,005

    Location: On the road....

    I use comparison sites but have found it better to use them as a ballpark then go to someone like Cornmarket Insurance and get them to beat the best from the comparison site and whoever you’ve spoken to directly from those results, saved myself about £150 on my Focus at renewal by doing this.
  13. Diddums


    Joined: Oct 24, 2012

    Posts: 18,852

    Location: London

    Yes I would buy it through confused dot com
  14. tres


    Joined: Oct 16, 2007

    Posts: 6,833

    Location: UK

    Always go through Quidco

    Find the cheapest using a comparison site, but do it in incognito mode in your browser
    Then go via Quidco, usually 60-100 quid in it for you
  15. stoofa


    Joined: Mar 4, 2003

    Posts: 11,745

    Location: Chatteris

    I tend to find the cheapest quote via Confused or Money Supermarket and then go and get a quote direct from that company.....
    However, I've been shopping around for insurance for the past week as mine is due on the 20th.
    Was told "Quote Me Happy" and "General Accident" were the cheapest (didn't realise they were sister companies). I just could not get a direct quote to be as low as the Money Supermarket one.

    The MS one being £309 and the best directly was around the £330 mark - so in the end took the comparison site one.
  16. moon man


    Joined: Nov 17, 2003

    Posts: 2,758

    Location: St Breward Cornwall

    I like the fact that all details are saved and if nothings changed you can just press new quote
    Also prices spike up if you buy at the last minute apparently, martyn Lewis show iirc
  17. koooowweeee


    Joined: Jan 13, 2010

    Posts: 5,231

    Location: Manchester

    It's a scam
  18. VincentHanna


    Joined: Jul 30, 2013

    Posts: 20,229

    You could always try for the same quote direct with Churchill and see if it's cheaper.
  19. Ynot

    Wise Guy

    Joined: Feb 12, 2009

    Posts: 1,045

    Location: N.Ireland

    Churchill is a total of £600 excess and his own with AXA is £250
  20. scrivz69

    Wise Guy

    Joined: Dec 6, 2008

    Posts: 2,157

    Location: York

    I always try direct line before the other sites.