Car Loan - Long Term recommendations

Unfortunately the PCP option isn't available as it will be a 2nd hand 2007 WRX STI that will be purchased. I'd love to be able to afford a PCP deal on the new 2017 model lol

Take it from someone that has a degree in 'man maths' when it comes to justifying inappropriate car purchases. It's a bad idea :)

And unless you get a special version, you'll likely find the value does drop. They've hit a peak imo and I think reducing for some.
 
Dont you love these online forums - where someone thinks they've come up with an amazing idea and is happy to post about it, and the rest of the community come down on them like a sack of potatoes... OP goes off in a sulk and ends up doing it anyway, just to show "them online idiots", and then spends the next x years posting about issues related to the original decision and how they regret it.
 
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