Cash Machine Payout.
- Thread starter Drac01971
- Start date
The banks can (and sometimes do) have the ability to request (I mean take of course) the additional money back. Most often though in these circumstances they tend to do a gesture of goodwill and just let people keep it. And it wouldn't be discrimination to let low values off and require larger amounts back. In all fairness the extra money you receive isn't technically your money anyway.
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But you need a camera to prove that someone got more money than they asked forDrac01971 said:
Depends on why it's doing it, has happened up here a couple of times. One time it was a machine error and in that case the bank had full traces and the amount came out of the person's account. One other time it was loaded with £20s in the £10 section and they couldn't trace it.
sounds like someone's at fault, and as has been suggested i imagine unless it's your bank they'd have a fair bit of difficulty just taking the money from your account
the only evidence they'd have supporting it would be from calculations of how many 20's must've gone to cause the deficit and then how far back it would have to go to total that
im sure it would be claimed off whoever filled the machine unless it was internal in which case they'll cover it and someone will get slapped on the wrist
the only evidence they'd have supporting it would be from calculations of how many 20's must've gone to cause the deficit and then how far back it would have to go to total that
im sure it would be claimed off whoever filled the machine unless it was internal in which case they'll cover it and someone will get slapped on the wrist
If you request £10 from an ATM, then the message is passed first to the LINK network to auth the funds, and THEN to the ATM vault system, to dispense the funds.
There have been huge problems with the LINK network over the last few weeks, looks like its ongoing.
If you request £40 and get £80.. thats their problem, not yours
There have been huge problems with the LINK network over the last few weeks, looks like its ongoing.
If you request £40 and get £80.. thats their problem, not yours
Well if the money had been put in the wrong slot it would be difficult for the bank to prove that someone had received £20 instead of £10 simply because the transaction would be for £10 and not £20.
Obviously they would have records etc of what was put in etc but it will be very difficult for them to get the money back.
Doesn't this sort of thing fall into the same catagory of being overchanged at a till (obviously with larger amounts in the banks case).
Obviously they would have records etc of what was put in etc but it will be very difficult for them to get the money back.
Doesn't this sort of thing fall into the same catagory of being overchanged at a till (obviously with larger amounts in the banks case).
As Pudney said, I imagine they'll let it slide and sort any cost/blame out internally. They'd be well within their rights to get the money back from you, but I would think they'd rather take a bit of positive PR and let you keep it, rather than needlessly annoy you and get complaints from people who might not have realised what happened.
Precedence says you'll be repaying the money - this has happened in the past (usually makes one of those lovely end of the news stories on TV), will happen again and in past cases the bank has chased people down for an extra money they received.