Cat/pet insurance

[BUDFORCE]

We've got a kitten maybe 4 months old, I didn't bother insuring the last one one, and personally not convinced, but..... Mrs wants it so that is now irrelevant. But wants me to sort it out, figures......

So, any suggestions or recommendations on insurance for a cat?

 

[BUDFORCE]

They do 3 levels of insurance, top tier is too much.

The other two basically boils down to either £4000 or £7000 treatment (a year).

I 100% appreciate there are so many variables and it comes down to risk, but I have no idea what a vet bill would be say if it got run over but survived with treatment??????

I would have thought £4k would be enough??????