Changing bank accounts...

Swifty55 · 2 Jun 2013 at 15:00

Is it worth it?

I currently bank with Co-op and just have the standard current account with them.

I've been looking at Halifax's Rewards accounts and their benefits.

Would you say the move is worth it?

chriscpritchard · 2 Jun 2013 at 15:08

Why wouldn't it be, most of the banks' switching schemes do most of the work for you anyway!

Glaucus · 2 Jun 2013 at 15:16

Halifax suck massively and have been nothing but crap, get everything wrong, couldn't even get the application right, then nothing's gone right since then.
But then you'll probably get another dozen people saying that Halifax has been fine for them.
I quite like co-op just wish there smartphone app and website was better.

Jokester · 2 Jun 2013 at 15:20

I switched from Lloyds TSB to Santander a few months back, was completely painless. Just left Santander to get on with transferring over DDs etc and there was no problems.

Biohazard · 2 Jun 2013 at 15:31

Glaucus said:
Halifax suck massively and have been nothing but crap, get everything wrong, couldn't even get the application right, then nothing's gone right since then.
But then you'll probably get another dozen people saying that Halifax has been fine for them.
I quite like co-op just wish there smartphone app and website was better.

Halifax are terrible. Even called me a liar, when I wasn't, pillocks.

Their IT is woeful.

Swifty55 · 2 Jun 2013 at 15:56

Anyone recommend any other good accounts?

Glaucus · 2 Jun 2013 at 16:02

For what?
I'm going to move to natwest when I cba. They have the best apps and cash withdrawal without a card.

The co-op premium is pretty good, if you are wanting insurance and the like.

Swifty55 · 2 Jun 2013 at 16:06

Glaucus said:
For what?
I'm going to move to natwest when I cba. They have the best apps and cash withdrawal without a card.

The co-op premium is pretty good, if you are wanting insurance and the like.

Insurances for things like breakdown/phones etc..

Glaucus · 2 Jun 2013 at 16:07

Then there's little reason to move if you are happy with co-op

Upto 4 phones & £600
And if you select gadget as the optional one, its 4 gadgets & £300 iirc
Have a look here http://www.co-operativebank.co.uk/currentaccounts/privilege-premier
And then you pic one extra from the optional list.

Swifty55 · 2 Jun 2013 at 16:18

Glaucus said:
Then there's little reason to move if you are happy with co-op

Upto 4 phones & £600
And if you select gadget as the optional one, its 4 gadgets & £300 iirc
Have a look here http://www.co-operativebank.co.uk/currentaccounts/privilege-premier
And then you pic one extra from the optional list.

This account is no longer available to new customers or existing customers who wish to upgrade.