Cheapest Insurance for newly passed drivers

Lalumi · 7 Jul 2007 at 16:37

Anyone know some fairly good priced companys for recently passed people

?
and also who was your first insurer?

Thanks in advance

Gaygle · 7 Jul 2007 at 16:56

Check out the sticky at the top of the page for insurance companies, but in my experience Bell.co.uk are absolutely brilliant. The quotes they give me (19yr old) on most cars are £200-300 cheaper than the next cheapest insurer.

Also run a quote on www.insuresupermarket.com.

Guv · 7 Jul 2007 at 16:57

I expect this will vary for everyone - you really need to get loads of quotes from different companies to find the best for you.

My first 2 years were with Norwich Union Direct - they've been a lot more expensive than my other insurers for the past few years though.

Ed · 7 Jul 2007 at 20:58

I would imagine the type of car is more important than the insurance company.

Tommy B · 7 Jul 2007 at 21:04

Bell are awesome, especially for fast cars.

I could get insured (at 18 0 NCB) on a Cooper S, a BMW 328i or an Audi A3 Turbo quattro sport for under £2k. Not that I have that sort of money though

All those cars do 0-60 in just about exactly 7 seconds which is **** quick for a young driver.

Basically they are great for insuring younger drivers on fast cars. Not so sure what they're like for slower vehicles.

Kuhan · 8 Jul 2007 at 01:05

www.quinn-direct.com

they are fairly cheap but by the sounds of it i would try bell first.

Berger · 8 Jul 2007 at 01:30

Quinn, tescos, elephant, ecarinsurance were all about the same, within a few hundred quid of each other.

.:MBK:. · 8 Jul 2007 at 02:15

adrian flux, beat most quotes i was getting by about £300

zain · 8 Jul 2007 at 02:23

Tommy B said:
Bell are awesome, especially for fast cars.

I could get insured (at 18 0 NCB) on a Cooper S, a BMW 328i or an Audi A3 Turbo quattro sport for under £2k. Not that I have that sort of money though All those cars do 0-60 in just about exactly 7 seconds which is **** quick for a young driver.

Basically they are great for insuring younger drivers on fast cars. Not so sure what they're like for slower vehicles.

That's incredibly cheap, as main driver?

benjo · 8 Jul 2007 at 02:37

I actually found Virgin car insurance the cheapest for me, worth a look

Sukh · 8 Jul 2007 at 10:24

If your a younger driver and have a smaller car and go to Uni try Endsleigh, they are part owned by the Student Union so you get a discount

InvaderGIR · 8 Jul 2007 at 10:55

Sukh said:
If your a younger driver and have a smaller car and go to Uni try Endsleigh, they are part owned by the Student Union so you get a discount

Aye, that's why I can get like £1k off compared to other companies. Also NU can be good with students, just for me not quite as good as Endsleigh...about £200-£300 more these days.

InvG

osc89er · 8 Jul 2007 at 13:18

I'm with MoreThan and they are cheap - they offered an "introductory NCB equivalent" too - but the service isn't great (failing to add my parents as named drivers etc) I really hope I never have to claim through the Indian call centre. Their liverpool call centre was helpful enough.

Quinn Direct did a good price for my 18 year old brothers first car this year. Also when testing out quotes it looked like different cars with the same size engine would be priced the same.

Lalumi · 8 Jul 2007 at 13:27

well i am taking over my bros car which is a 1.4 3DR MG ZR cause i got it on the cheap, works fine ect.. no mods except for factory fitted spoiler ect..

When i try to insure it with Quinn the price is 1995 Pound where as if i done exactly the same and put a 1.4 Fiesta it was only 1100?

strange seeing as both cars are the same engine.

it gonna work out more than i payed for the car. :mad:

Kuhan · 8 Jul 2007 at 13:44

yea insurance companys are strange

PMKeates · 8 Jul 2007 at 13:52

Lalumi said:
well i am taking over my bros car which is a 1.4 3DR MG ZR cause i got it on the cheap, works fine ect.. no mods except for factory fitted spoiler ect..

When i try to insure it with Quinn the price is 1995 Pound where as if i done exactly the same and put a 1.4 Fiesta it was only 1100?

strange seeing as both cars are the same engine.

That's the same engine capacity, not necessarily the same engine. The 1.4 K-Series in the Rover has 103hp, whereas the 1.4 CVH in the Fiesta has 75!

Tommy B · 8 Jul 2007 at 14:26

zain said:
That's incredibly cheap, as main driver?

With my parents as second and third drivers, yes. My dad is a GP, that might knock a fair bit off but I'm not sure.

It's also on a Pass Plus license, and my occupation is set to Uni - Living Away. The catch is I'm not allowed to take it to uni with me, so I'd only be able to drive it about 20 weeks a year.

Mark A · 8 Jul 2007 at 14:37

Ive been getting quotes from all these mentioned in this thread and they all come out at £1300 TPTT for me. Its like there all the same company or something. The only one thats cheaper for me is Quinn Direct, their quotes comes out at £780 which is a lot better than all the rest.

Some how i was getting quotes of £680 a few months back, but now £780 is the cheapest no matter what i try.

zain · 8 Jul 2007 at 15:35

Tommy B said:
With my parents as second and third drivers, yes. My dad is a GP, that might knock a fair bit off but I'm not sure.

It's also on a Pass Plus license, and my occupation is set to Uni - Living Away. The catch is I'm not allowed to take it to uni with me, so I'd only be able to drive it about 20 weeks a year.

Thought it was too good to be true

Lalumi · 8 Jul 2007 at 16:16

looks like 1995 pound from quin is the cheapest im gonna get, will have to save some money away each month