I'm always the one in the shop who huddles over the machine when putting the pin in, staring down people who get to close. I don't care if I look paronoid.
Chip and pin not so safe?
- Thread starter qqg3
- Start date
I'm always the one in the shop who huddles over the machine when putting the pin in, staring down people who get to close. I don't care if I look paronoid.
Soldato
- Joined
- 4 Aug 2008
- Posts
- 4,936
- Location
- Manchester.
Telescopi seems to know the score, I agree that they need to go all the way or nothing.
People have been breaking chip and pin since it was launched. 
Why do people insist on thinking it's safer. There was a group not long after launch who managed to make a chip and pin device that stored the card details with the pin entered while still working normally.
Why do people insist on thinking it's safer. There was a group not long after launch who managed to make a chip and pin device that stored the card details with the pin entered while still working normally.
Unless you use a quantum encryption.
One Time Password (OTP) tokens. Some banks give them out for internet banking too. Paypal haven't really worked it out because they aren't mandatory but it's a start and you can at least protect yourself from fraudsters at a cost.
You can build them into cards though - like this:
Which would pretty much stamp out cloning and tampering with cards - it would require all transactions to go online (dial the bank for authorisation - nothing to do with internet) but to be honest most places go online for all transactions anyway, even street traders have terminals running on GPRS now.
Soldato
- Joined
- 14 Jan 2009
- Posts
- 4,325
Chip and pin has some tiny flaws. But magnetic swipe cards were unbelievably secure.
It's easy to forge a signature and easy to copy a magstripe.
You can clone a magnetic swipe card with devices you can legally buy off the internet, recorder, writer, cards, printer, embosser. It's scarily easy. This also goes for chip and pin cards with magnetic swipes in place. I've worked in retail over 2 years but in that time I've seen dozens of people attempt to use badly cloned cards at our checkouts.
It's easy to forge a signature and easy to copy a magstripe.
You can clone a magnetic swipe card with devices you can legally buy off the internet, recorder, writer, cards, printer, embosser. It's scarily easy. This also goes for chip and pin cards with magnetic swipes in place. I've worked in retail over 2 years but in that time I've seen dozens of people attempt to use badly cloned cards at our checkouts.
Last edited:
I liked the verified by VISA linked to you bank account. OK it's not 100% safe however I do feel safer shopping online that actually handing my card over in a restaurant or petrol station. Which seems to be where most cloning is done.
I work in a petrol station and I don't skim cards. Never hand you card over It goes in the pin pad. Most of the time common sense is needed.
Soldato
- Joined
- 14 Jan 2009
- Posts
- 4,325
Most places you don't need to hand your card over any more, portable pin pads and such.
It annoys me when somebody hands me their card so I swipe it in the till and then I get the look like I've cloned it or something! Not my fault if the person is so lazy or stupid to put their own card in a pretty standard machine.
Try living in Barbados, there's no such thing as chip and pin. I'm constantly going into shops with my boyfriends credit card and then forging his signature, no one cares!
I do get worried in petrol stations though - they fill up for you so you then pass them your card, they wander off with it to swipe it, but you have no idea where they've gone!
I'm going to become a fraudster, seems very easy.
I do get worried in petrol stations though - they fill up for you so you then pass them your card, they wander off with it to swipe it, but you have no idea where they've gone!
I'm going to become a fraudster, seems very easy.