comfortable salary

alx said:
You're talking outside of your backside, you're never worse off via income tax by being in a higher tax band.
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You may never be worse off but that doesn't mean some people won't incorrectly have the perception that they will be. I don't know who AceTK knows or their thoughts on the tax situation but it's possible that they are just about misinformed enough about it to believe they would (somehow) be worse off with by going into a higher tax bracket.
 
semi-pro waster said:
You may never be worse off but that doesn't mean some people won't incorrectly have the perception that they will be. I don't know who AceTK knows or their thoughts on the tax situation but it's possible that they are just about misinformed enough about it to believe they would (somehow) be worse off with by going into a higher tax bracket.
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Naa he was lying.
 
G-MAN2004 said:
Then surely that differs with what house you have, what food you choose, etc. Someone with a small mortgage who enjoys a Tesco Value weekly shop whilst wearing their clothes from Primark is most likely going to say a smaller figure, for example.
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And somebody who cannot afford a small mortgage, and has trouble finding the money for tesco value food is... not comfortable.
 
[TW]Fox;18313699 said:
And somebody who cannot afford a small mortgage, and has trouble finding the money for tesco value food is... not comfortable.
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And so they're more likely to say a smaller figure (needed to be comfortable) than someone in the opposite of that situation. That's my point. :p
 
Exactly, so the real answer is that there will be a figure but most people here lack the ability to be objective enough to provide it :p
 
It strikes me that the very people who are claiming outrageously high figures as being required to be 'comfortable' are the very same people who I would strongly suspect are not, and will never, earn those kind of salaries.

Some of those in this thread who I know do earn significant salaries have a very different tone.

Interesting.
 
AceTK said:
nah just going on what people have told me. never really got into the nitty gritty of it.
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If you're not lying then you've been lied to :D

I'll give you a clue, once you earn above a higher tax bracket, not all your wage is charged at that rate...just the bit above it.
 
[FnG]magnolia;18313887 said:
It strikes me that the very people who are claiming outrageously high figures as being required to be 'comfortable' are the very same people who I would strongly suspect are not, and will never, earn those kind of salaries.

Some of those in this thread who I know do earn significant salaries have a very different tone.

Interesting.
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That was what I was getting at with my first post in this thread. It just seems odd - those you'd expect have the capacity to crow about cash dont and those who you'd never think would, do...
 
Both me and wife on around £26K each and live a comfortable lifestyle up in the North, both have new cars and own a 3 bed detached house with very big garden and garage in a nice area of town. The north = WIN!
 
Still the debate goes on and still people try to define subjectives with no appreciation for personal preferences or life experience. I would NOT be comfy in a 3 bed semi on an inner city estate or a small town house with a couple of cheap cars on the drive and a few cheap holidays and limited luxury spends. Could I live on it of course, would I be comfy no, but then I wouldn't be there and if I was I'd be doing everything I could to get back to where I am now and that needs a 'bit' more than most of the people in this thread are putting forward. The question, unless you define VERY tight parameters simply can't be answered with a definitive. But then I am 43 and have lived in my own house on 12K per annum, but that was a 'few' years back now and I had garden furniture in my dining room and a sofa out of my auntie's shed! :D Happy as a pig in **** back then but now would probably hang myself.

As I said on page 2 the answer to this question is......it depends.
 
Depends what you class as comfortable. Also if you have a family and/or need a car

I am very comfortable at the moment taking £1200 a month after tax. However I dont have a family, car and my rent is pretty low (£325 for rent, electric, water and council tax)

However this will be going to £0 as i'm being made redundant
 
Housey said:
Still the debate goes on and still people try to define subjectives with no appreciation for personal preferences or life experience. I would NOT be comfy in a 3 bed semi on an inner city estate or a small town house with a couple of cheap cars on the drive and a few cheap holidays and limited luxury spends. Could I live on it of course, would I be comfy no, but then I wouldn't be there and if I was I'd be doing everything I could to get back to where I am now and that needs a 'bit' more than most of the people in this thread are putting forward.
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Just because it is as nice as you want doesn't mean it is uncomfortable, it just means you are picky. Loads of people live in crappy studios/flats, so to say that a 3 bed semi or townhouse is below the line for comfort is ridiculous.

People in this country really take what they have for granted.
 
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