Company registered at my address fraudulently

[Azza]

Be glad it's not like this guy.

Cardiff flat owner gets tax bills for 11,000 Chinese firms

Dylan Davies's hundreds of VAT bills for companies he had never heard of totalled £500,000.

www.bbc.co.uk

 

[darkgen]

As I understand it, it's not illegal to open mail sent to my address, common misconception here I think?

I am the only one who lives here so I will just default to the stance that I'll open everything sent to me without reading the recipient, especially if it helps prevent my details being used for fraud.

I get it. I'm now more curious how it could affect your credit rating, if debt is created by another named individual against the your property.

 

[NVP]

It's your credit report it could go on,

Nope.

it's your house hceo's will be turning up to.

Nothing a quick chat doesn't resolve.

What if someone isn't happy with the company and poos or letter-bombs the house? Anthrax?

Ah crap, you got me!

 

[HungryHippos]

I get it. I'm now more curious how it could affect your credit rating, if debt is created by another named individual against the your property.

Unsure exactly myself but I think it's prudent to be seen to make some effort to not allow it, by reporting it and trying to remove the listing, I'll at least have some evidence to back up that I disagreed with it and tried to remove it, even if Companies House aren't that helpful.

I don't see how you'd solve this if you had 11'000 Chinese companies registered at your address though as per link above!

 

[darkgen]

Be glad it's not like this guy.

Cardiff flat owner gets tax bills for 11,000 Chinese firms

Dylan Davies's hundreds of VAT bills for companies he had never heard of totalled £500,000.

www.bbc.co.uk

Unsure exactly myself but I think it's prudent to be seen to make some effort to not allow it, by reporting it and trying to remove the listing, I'll at least have some evidence to back up that I disagreed with it and tried to remove it, even if Companies House aren't that helpful.

I don't see how you'd solve this if you had 11'000 Chinese companies registered at your address though as per link above!

Heh, well no. Looks like there is a potential for extreme hassle as opposed to impact to credit rating. HMRC really are utterly crap.

 

[GGizmo]

Article featured in the BBC last month. https://www.google.com/amp/s/www.bbc.co.uk/news/uk-england-london-67239054.amp

So the new law to stop this issue came into action at the end of October, yet OP is still having to deal with it as though there was no new law.

 

[HungryHippos]

So the new law to stop this issue came into action at the end of October, yet OP is still having to deal with it as though there was no new law.

I will query this one, not sure if it's enforced yet?

 

[LeeUK]

Just log into CH website and change the registered address to something else e.g 10 downing street.

 

[HungryHippos]

Just log into CH website and change the registered address to something else e.g 10 downing street.

You can't do that I don't think, even if you can login (which I can't as they registered the username/email).

 

[LeeUK]

You can't do that I don't think, even if you can login (which I can't as they registered the username/email).

Yeah but maybe they send the resets to the registered address

 

[Removed User 345456]

Sorry but reading this and the comments reminds me of this!

In another episode, he often mentions how he reads mail that's not addressed to him

 

[BUDFORCE]

Nope.


Nothing a quick chat doesn't resolve.



Ah crap, you got me!

Correct.

 

[HungryHippos]

In another episode, he often mentions how he reads mail that's not addressed to him

This isn't just a case of mixed up recipient addresses or spam though, I assume you'd be happy to have some random person using your address to register a company and then potentially commit fraud using it?

 

[BUDFORCE]

As mentioned above companies house are going to have a big reform soon that'll make it far more difficult for this type of thing to happen, when the changes will come though is another question......

 

[MikeTheNative]

It's not illegal to open other people's mail as long as your not doing it for 'detriment' of the addressed person.
I open letters addressed to previous owner then contact the sender to tell them to stop sending stuff and/or tell them the addressee is fraudulently using their old address.

 

[BUDFORCE]

This isn't just a case of mixed up recipient addresses or spam though, I assume you'd be happy to have some random person using your address to register a company and then potentially commit fraud using it?

But technically doesn't affect you.

As pointed out, none of this will get linked back to you personally, it won't affect your credit rating. Worst case you might get debt collectors turn up I'd say a quick flash of some I'd and say it's nothing to do with you, the person/company named is not there will do it.

If you write return to sender/does not live here or whatever on any correspondence.

It's pretty **** poor for whatever finance companies authorised any agreement at your address, but it is very much their problem not yours

Not necessarily saying taking proactive action isn't a bad idea either, but don't let it stress you.

 

[HungryHippos]

As mentioned above companies house are going to have a big reform soon that'll make it far more difficult for this type of thing to happen, when the changes will come though is another question......

The guy I spoke with at Companies House reckons the identity validation stuff will be spring next year, but presumably a guess as they may not know.

But technically doesn't affect you.

As pointed out, none of this will get linked back to you personally, it won't affect your credit rating. Worst case you might get debt collectors turn up I'd say a quick flash of some I'd and say it's nothing to do with you, the person/company named is not there will do it.

If you write return to sender/does not live here or whatever on any correspondence.

It's pretty **** poor for whatever finance companies authorised any agreement at your address, but it is very much their problem not yours

Not necessarily taking proactive action isn't a bad idea either, but don't let it stress you.

Am not too concerned don't worry, just would prefer to proactively shut it down rather than ignoring it, I don't particularly want to have to flash my id to some debt collectors either if I can avoid it.

It's not illegal to open other people's mail as long as your not doing it for 'detriment' of the addressed person.
I open letters addressed to previous owner then contact the sender to tell them to stop sending stuff and/or tell them the addressee is fraudulently using their old address.

Correct, I knew the previous owners here, so if I see stuff addressed to them I just RTS it and pop it back in the post, they had the house from new, and I had it after them, so rules out the rest as being for previous tenants or w/e.

 

[Removed User 345456]

This isn't just a case of mixed up recipient addresses or spam though, I assume you'd be happy to have some random person using your address to register a company and then potentially commit fraud using it?

I thought you'd find it funny that Karl Pilkington by fluke moved into a house without knowing that received mail addressed to Mr K Dilkington...
This wasn't a joke about your issue what so ever. It's just the first thing I think of when I read comments about opening other peoples mail

 

[HungryHippos]

I thought you'd find it funny that Karl Pilkington by fluke moved into a house without knowing that received mail addressed to Mr K Dilkington...
This wasn't a joke about your issue what so ever. It's just the first thing I think of when I read comments about opening other peoples mail

Ah sorry I misunderstood it, I am not that familiar with them/didn't watch any of their shows or anything.

I get it now, Dilkington being so similar, that has to be more than just a coincidence surely?

 

[Removed User 345456]

Ah sorry I misunderstood it, I am not that familiar with them/didn't watch any of their shows or anything.

I get it now, Dilkington being so similar, that has to be more than just a coincidence surely?

Ah damn, the radio shows were legendary, how they got away with saying what they did including swearing on daytime radio was outstanding, and refreshing versus the crap you hear on 99% radio stations/along with the fake boring hosts

Yeah it's just the first thing the springs to my mind, as he doesn't seem to care about the law and often mentioned how he'd open other peoples mail on the basis that they shouldn't have sent it here should they! Haha!