Creation Finance

[the shadow]

Nice reviews they have

 

[BUDFORCE]

 

[Bassmansam]

I bought a ps5 from currys with creation finance. Pay nothing for 12 months, an absolutely fantastic offer that was too good too turn down.

That is all

 

[no_1_dave]

I always pay for large cost items on a interest free credit card when possible.

Having said that I do have over 5k of debt with a “store” card like credit scheme but that’s four years interest free credit, the money is in a savings account earning interest and can be paid off straight away if required.

Did this with my 4090...
12 months interest free, money sat aside earning interest and will be clearing the debt the day before interest becomes due

 

[slinxy]

Did this with my 4090...
12 months interest free, money sat aside earning interest and will be clearing the debt the day before interest becomes due

But was you mining bitcoins with it? Lol

 

[Diddums]

Sub-prime lending is like jumping in to a piranha tank with a papercut. Once those bell ends sniff you out, they move heaven and earth to get to you and get you to sign up to their stuff. I speak from experience.

OP, pay it off and run a mile. A very, very long mile.

 

[Haggisman]

early repayment reduces interest paid.

Anyone who doesn't already know this should stay very far away from any form of credit!

 

[no_1_dave]

But was you mining bitcoins with it? Lol

Lol no, I did that with my 3080 which I got at launch and it paid for it's self more than 2 times over though

 

[Rroff]

I always pay for large cost items on a interest free credit card when possible.

Done that now and again when possible - bought a laptop on interest free credit a couple of years back and stuck the money in an ISA - was on target for about £200 interest (over the period of the loan) but with rates now might be well above that even unless they get decimated again.