Credit Card.

[digitalwolf]

Hi there.

Could somebody spec me a decent credit card please?

I want it to buy a football season ticket @ the price of £420. I won't be using the card after that. It'll be chopped up.

I intend on paying it off over 12 months with a standing order from my direct debit account.

Thanks.

 

[Glaucus]

As long as you pay it off all you need is 0% for 12months, check moneysupermarket for more cards.

http://www.moneysupermarket.com/cards/credit_card.asp

Capital One Platinum 0% Until 01/09/2009 12.9% Apply
Capital One Platinum Exclusive 0% Until 01/05/2009 11.9% Apply

 

[misterPK]

http://forums.overclockers.co.uk/showthread.php?t=17884273

PK!

 

[digitalwolf]

Is that 0% on purchases and balance transfers?

 

[Dracata]

If you can avoid it, just don't do it. Credit cards are never a good idea if you can avoid using them

 

[Glaucus]

Is that 0% on purchases and balance transfers?

edited it, those are 0% on purchase, if you can get *** 15month one then you wont need balance transfer.

You wont get 0% on BT and purchase, it's one or the other these days to stop credit tarts.

 

[Glaucus]

Is that 0% on purchases and balance transfers?

edited it, those are 0% on purchase, if you can get the 15month one then you wont need balance transfer.

You wont get 0% on BT and purchase, it's one or the other these days to stop credit tarts.

But you will need a very good credit rating for most of these offers.

 

[digitalwolf]

Which I doubt I have because i've only been on a propper adult bank account for a 5 months.

 

[Clown]

If you can avoid it, just don't do it. Credit cards are never a good idea if you can avoid using them

Absolute piffle.

 

[Glaucus]

Which I doubt I have because i've only been on a propper adult bank account for a 5 months.

can check for free with credit expert, but just remember to cancel within the 30 days.

 

[Shmo]

Or try that one:
http://www.barclaycard.co.uk/personal-home/cards/football/index.html

 

[poopots]

I'm looking into getting one. I'm in dire need of a car, and could do with around £500 for the initial purchase cost. What would be the best type of card to get?

It would be paid back in around 2 months, as i just scored a decent summer job. Are you able to withdraw cash straght out a cash machine?

 

[jamief]

If you can avoid it, just don't do it. Credit cards are never a good idea if you can avoid using them

Rubbish.

If you can manage them sensibly they are a good idea.

 

[Glaucus]

It would be paid back in around 2 months, as i just scored a decent summer job. Are you able to withdraw cash straght out a cash machine.

You can but most will charge you a fee and/or charge you a higher rate interest.

 

[poopots]

You can but most will charge you a fee and/or charge you a higher rate interest.

Could i move it into my bank account and just withdraw it out of there? Is that what a balance transfer is? If that's the case i'd look for one with 0% on balance transfers for as long as possible?

 

[Glaucus]

Could i move it into my bank account and just withdraw it out of there? Is that what a balance transfer is? If that's the case i'd look for one with 0% on balance transfers for as long as possible?

A balance transfer is when you transfer debt from one credit card to another.To avoid interest using the special offers.

 

[Majago]

A balance transfer is when you transfer debt from one credit card to another.To avoid interest using the special offers.

Also, although you will often get deals with 0% balance transfers there's usually a fee (of around 3%) involved.

 

[digitalwolf]

Is the barclays one just for Premiership teams or it is any team?

 

[platypus]

Wish I could transfer to a decent credit card :/.

 

[Dracata]

Rubbish.

If you can manage them sensibly they are a good idea.

My point was made bearing in mind the fact that most people can't.