Hi all,
Just a quick question around this, even though I have cleared my credit card debt, and closed the cards, in an effort attempt to prepare for a mortgage, my credit score has gone up, however on the report now it is showing a negative as
"You have no active credit card accounts"
is this anything to worry about ? I know closing could possibly have a negative point, but im trying to show iv used cards in the past, paid them off, I am now closing them, as I want to prepare for a mortgage, and essentially not re-use cards.
Just a quick question around this, even though I have cleared my credit card debt, and closed the cards, in an effort attempt to prepare for a mortgage, my credit score has gone up, however on the report now it is showing a negative as
"You have no active credit card accounts"
is this anything to worry about ? I know closing could possibly have a negative point, but im trying to show iv used cards in the past, paid them off, I am now closing them, as I want to prepare for a mortgage, and essentially not re-use cards.