Cyclescheme messing me about!

With any luck after 4 years my £849 bike would have cost 12 x £46 + £58 = £610.
If not then I could be charged another £60 but it's still a saving of £180.
 
I come up to my first year with the scheme on my Pinnacle soon, I'll no-doubt go through the same emails/talks with them.

I'll see what I can clarify with them and go from there.
 
Read a few things about cyclescheme in the past with extra charges being thrown in, myself I`ve used C2W and cycleplus latterly. Both been straight forward 18 month scheme £56 a month on a grand before tax and ni . At the end pay a nominal fee of £35 which I take to be the market value and the bikes mine. Thats my employer though, none of the bike shops have added in any fees neither. Also if I wish to add to it I could off but its off the books as officially the scheme is not for that. Never added much more to any of my bike purchases as it defeats the purpose.
 
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