Read a few things about cyclescheme in the past with extra charges being thrown in, myself I`ve used C2W and cycleplus latterly. Both been straight forward 18 month scheme £56 a month on a grand before tax and ni . At the end pay a nominal fee of £35 which I take to be the market value and the bikes mine. Thats my employer though, none of the bike shops have added in any fees neither. Also if I wish to add to it I could off but its off the books as officially the scheme is not for that. Never added much more to any of my bike purchases as it defeats the purpose.
