Damnit.

[danza]

I hereby serve my notice of resignation from the OcUK E39 Owner's Club with immediate effect:

Momentary lapse of concentration in slowish traffic resulted in me piling into an almost stationary X5, with a Golf piling into me (harder), and a Porsche 968 hitting the Golf. My car is buggered to say the least, and will be a write off as the boot floor is banjaxed as well as the rear quarter panels and the obvious frontal ruination. The X5 looks okay apart from a little damage to the rear bumper (boot floor etc looked okay). Golf in a worse state than my car, and the Porsche had a minor dint to the fron/bonnet.

I'm fine, but my neck hurts. All other parties are okay too, if a little shaken.

Any idea as to which direction this'll go (I know I'm at least partially at fault, just not sure about the weighting car(s) behind will have). Clearly the Golf was too close to stop, as was the Porsche and I, well, totally fail.

 

[danza]

The wonky headlight is looking at the camera as if to say "Y you do this"?

 

[danza]

Shame people hit you from behind because the front end damage is repairable

FFFFFUUUUUUUUUUU!!!!



Actually, I'm not sure it would be repairable - the engine took one helluva whack off the towbar mounting point on the X5. Probably pushed something out of kilter somehwhere.

 

[danza]

I have 2 new front tyres in my garage ready to fit and about 150 quid of cooling system parts on the way for some DIY work I was going to do at the weekend.

 

[danza]

Fully comp, yes. I won't be buying it back. It's not worth it. The only certain good parts are the doors and interior and associated gubbins and whatever stuff under the bonnet isn't mangled.

 

[danza]

Not sure what to aim for for the payout on this.

113K
1 previous owner
Very good condition
FSH (BMW and specialist)

The market is all over the shop regarding values on these.

 

[danza]

What model?

530i Sport auto with all the usual guff apart from in car phone, nav, power mirrors and heated seats.

 

[danza]

Looks repairable, but probably best left to the scrapyard and find something newer.

Trust me, it's not repairable. I don't have pics of the rear, but it's creased in all the wrong places to be economically viable for repair.

 

[danza]

I suppose one massive plus is that I now know not to ever again buy a black car and now don't have to spend months of my life cleaning it. Ah, there's the silver lining.

 

[danza]

Replace it with a silver one. Job done.

I honestly cannot imagine I'd find another one worth buying. Hang on a minute.... SELL ME YOURS!!

Also, the issue I have now is that we only have one car, so I don't have the luxury of taking my time shopping for things (well I do, but the wife will lose patience if I keep having to drop her off uber early and pick her up late (we work anout 35 miles apart). I hope something good comes up at the right time. Perhaps I'll end up in a Mondeo yet...

 

[danza]

Unlucky, the way I read it is that only the X5 owner is a non fault claim.

Yep. He's been totally fine about it too and has a good perspective on things.

Well at least you will have a couple of extra £k from your compo claim to go towards your next car


Hope it's nothing serious though.

My neck is fine ATM. Nothing a bit of bloody well manning up and a couple of ibuprofen can sort. On a related note, it's a sorry state of affairs when the ambulance chasers get onto you before your own insurance company does, basically saying that they have a £1.5K cheque waiting for them to put my name on if I say the words they want to hear. I had to up my refusal to just below the point of telling them to foxtrot oscar before my message went across and they left me alone.

Pics of rear?

Nah, it doesn't llok that bad until you look at the boot floor and then see minor creasing on the rear quarter panels above the wheelarches.

For the record, I won't be giving anyone the runaround. I hit the guy in front fair and square, then the guy behind piled into me. The guy behind me can hardly pull the 'car hit me from behind pushing me into the car in front' scenario as there's barely any damage to the Porsche that hit him. I feel worst about the 968 as looking at my pics, the bonnet is probably beyond saving and the OS front wing is creased below the light.

 

[danza]

Do I need to call the insurer of the guy who hit me in order to sort a hire car? My insurer won't offer anything until fault is established.