Debit Card Charge Back Query

And then you end up paying a surcharge, or the company does. I've had credit cards declined "sorry debit cards only" for this reason. Too much of it about. Got a £7000 credit limit on my card and I can't spend that amount in one go anywhere! Even the car dealership wasn't having it.

You only need to spend £100 to be covered in full (or is it £100.01 not fully sure). So I normally pay £105 on credit card and the rest on debit card if the company involved charges extra for credit card payments.
 
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