Different name, different premium

[laissez-faire]

On www.rac.co.uk putting my name as Sam Armstrong, 1 years insurance ... £926. Push the back button and changing my name to 'Joe Armstrong' ... £908. Surely that is illegal?

EDIT > I heard about this from my sister-in-law, anyway, after playing around further, I am just going to put my name in as S Armstrong as this also yields £908. It kind of makes me rage. If they phone me up later wanting my full name I'll give it to them and tell them where to stick it if they ask for the extra £18!

 

[laissez-faire]

Insurance is based on risk.
If people called Sam crash more cars than people called Joe then Sam should pay more.

There are various laws about what insurance companies can and can't use - i.e. religion.

 

[laissez-faire]

It depends which insurer you're with. Last year, Tesco refused to lower my renewal whatsoever as they "Don't do price matching". This year, Virgin stated that they could try and price match, but were only able to drop my renewal by a maximum of 10%, not the 20% they would have had to in order to match my best quote.

Tesco will insure a 355?