Direct Line must be on crack!

Irish_Tom

Irish_Tom

Irish_Tom

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Joined
18 Oct 2002
Posts
15,177
Lo all,

I got the renewal quote for the 530d from Direct Line today and to say I was shocked is a bit of an understatement.

I will be 25 by the renewal date, I will have 7 years NCB and I will have driven this 'high-powered' vehicle for over a year without incident. I will have also been with Direct Line for 3 years.

They repay me by increasing my premium from £1500 (which I already thought was steep) to £2500! :eek:

Two minutes on Confused.com and Admiral have quoted £956 for exactly the same policy. I haven't even tried to haggle with anyone yet to get that figure any lower.

I know insurance companies make their money from those people who just accept their renewal quote but increasing it by 40% is an absolute disgrace.

Has anyone else had disproportionately high renewal quotes recently?
 
Renewal quotes often do that. They hope you are too lazy to shop around. Standard practice. Mad tbh!
 
[TW]Fox;18499044 said:
The daily 'my renewal quote is higher than it was last year' thread is getting tiresome now :p
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+1


However, this is a slightly more substantial amount than the others :p
 
I shall phone them next week and see what they say but I can't imagine they are able to reduce their quote by over £1500.

Tute, that's a good question, I'll do a 'new customer quote' and see what price I get.

Fox you're quite right and I actually did a search before I posted. It's not so much that the quote was more than last year, I sort of expected a hundred quid or so increase, maybe 10% at the most but 40% just seems a bit ridiculous.

*edit* what cookeh said. :p
 
Direct Line don't price match, unless they've changed their policy since November 2010...

That's quite a substantial whack on the premium, too - I was shocked with a flat premium...
 
cheapest quote i managed to find this year was with swinton of all companies.

1.50 more than i paid last year. sometimes you just have to suck it up.
 
[TW]Fox;18499044 said:
The daily 'my renewal quote is higher than it was last year' thread is getting tiresome now :p
Click to expand...

I know what you mean, but this isn't the standard "my renewal is a couple of hundred quid higher blah blah blah", it's gone up by a whole grand! :eek:
 
You say it is exactly the same quote. However, it is not.

Direct line cover you excess and no claims in the event of being hit by an uninsured driver, or if your car gets vandalised. Admiral, do not.

This is why admiral/elephant/bell/diamond are generally cheaper.

Read the small print.
 
Cripple said:
You say it is exactly the same quote. However, it is not.

Direct line cover you excess and no claims in the event of being hit by an uninsured driver, or if your car gets vandalised. Admiral, do not.

This is why admiral/elephant/bell/diamond are generally cheaper.

Read the small print.
Click to expand...

Well thats totally worth paying £1.5k a year more for.
 
maccapacca said:
OMG my renewal is more expensive than when I used comparison websites and found the cheapest deal last year shocker

Stop press
Click to expand...

To be fair, you clearly did not read the OP :p

I'm not looking forward to my S2000 renewal, seeing as some companies refused any new S2000 business and renewals (!) last year.
 
[TW]Fox;18499044 said:
The daily 'my renewal quote is higher than it was last year' thread is getting tiresome now :p
Click to expand...

And yet Admiral never try that BS and their renewal matches their new customer price
 
rypt said:
And yet Admiral never try that BS and their renewal matches their new customer price
Click to expand...

I'm with Admiral and do not agree with you.

I paid £700 for my CTR last year with Admiral and they send me a renewal quote for £940.

I go on comparethemarket get a cheap quote of £690 and then get Admiral to match it.

So Admiral are just as shady. You can't blame them though as if you don't shop around you deserve to pay over the odds. It's smart business sense.
 
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