Permabanned
- Joined
- 9 Aug 2008
- Posts
- 35,707
So you must already know how the system works. It is in no way perfect, but it works. If you paid cash for a house and two cars why do you need anything on credit? Go private for health care, you seem to be able to afford it.
Thread doesn't quite ring true.
OP must have loads of money. They should donate £50 to everyone that posts in this thread. Nothing better than paying cash for everything. No credit is the best way in life.