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After everythings paid for around £1000 spare for spoils.
Disposable Income
- Thread starter Matt
- Start date
Soldato
Takhisis said:About £5 a week if I'm lucky
I'm currently throwing as much as I can at my debts but I'm still looking at 3 years to be clear of them
Have you ever had a look at moneysavingexpert.com? Might find some helpful ideas on there to lower the 3 yrs a bit
Rotty said:what makesi t worse is that on paper I have a decent disosable income , in the real world I am skint
Don't understand this statement, sorry. If you have a decent disposable income then how are you skint? Because you blow it all on gadgets and other amusements like alcohol?
Thats not skint is it?
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Take home varies between 2k + 4k (Gotta love sales )
Total outgoings inc essential bills & debts about 1500.
Living on your own IS expensive
)Total outgoings inc essential bills & debts about 1500.
Living on your own IS expensive
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Mad old tory said:Have you ever had a look at moneysavingexpert.com? Might find some helpful ideas on there to lower the 3 yrs a bit
Thanks I'll have a look
Soldato
What a depressing thread, I think I have around £300 a month disposable, if I'm lucky.
Have struggled this month and my cash has run out.
Have struggled this month and my cash has run out.
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fonzee said:
Yeah well im 17 so it gets me used to it, and im going to probably get it back in a lump sum when i goto university (well if i go)
wyrdo said:
I was just wondering if the thread started was depressed yet. It's fair to say this forum isn't a fair reflection of most people in the country.
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wyrdo said:
LOL yeah 300 is a lot of money considering u have a house, food etc.
Some people dont even get given food!
Somewhere between 800 and 900 quid a month spare. Got paid Friday, nothing left for my gadget fetish for the rest of the month already. Its always the same when I am doing on call shift from home, I spend hours browsing the net and getting an idea in my head that I really cant do without something I had never heard of before.
I have around £1400 left out of my pay packet once the essentials are taken care of. I usually manage to save £7-800 of this as well.
Even though my salary has more than doubled since I graduated my style of living hasn't really altered and I don't spend all that much more than I did when I was a lot worse off.
Of course I'm still renting a room at the moment so I expect my expenditure to skyrocket once I buy my own place
Even though my salary has more than doubled since I graduated my style of living hasn't really altered and I don't spend all that much more than I did when I was a lot worse off.
Of course I'm still renting a room at the moment so I expect my expenditure to skyrocket once I buy my own place
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Haircut said:I expect my expenditure to skyrocket once I buy my own place
More than you can ever imagine
Being a student I don't have an income (apart from summer, but most of that money goes back to my parents paying em bak money I've borrowed), I get about £3000 student loan and borrow about £2500 off my parents each year, so per month that's
£458 available money
£220 on rent
£60 on food
£100 on student fees
£15 on leccy and water
£10 on insurace
So that's £53/month disposable income. No wonder my bank balance is continually dropping (it's down to -£700 atm )! I think I'll be better off this year actually, I think I get another £1000 on my loan (I sent my loan form off late and I still don't know what I'm entitled to), not sure yet tho. Thank god it's my birthday soon! I reckon I could probably keep a part time job going too, but I would have very little free time then, I think I'd rather be skint than have no time to do anything...
Edit: Oops, i'd put down how much I spent on food a week instead of per month! Eating for £20 a month would be impressive, that's pretty much living on baked beans on toast!
£458 available money
£220 on rent
£60 on food
£100 on student fees
£15 on leccy and water
£10 on insurace
So that's £53/month disposable income. No wonder my bank balance is continually dropping (it's down to -£700 atm
)! I think I'll be better off this year actually, I think I get another £1000 on my loan (I sent my loan form off late and I still don't know what I'm entitled to), not sure yet tho. Thank god it's my birthday soon! I reckon I could probably keep a part time job going too, but I would have very little free time then, I think I'd rather be skint than have no time to do anything...Edit: Oops, i'd put down how much I spent on food a week instead of per month! Eating for £20 a month would be impressive, that's pretty much living on baked beans on toast!
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