Double insuring a car

laissez-faire · 7 Feb 2009 at 22:40

I know that with a lot of things it's illegal to double insure them, but is it the same with cars?

Surely with computerised insurance databases etc it must be impossible to claim twice for a stolen car. In other words, if I sell my car can I insure my parents car on my policy so a) I can drive it and b) I get the rest of my no-claims?

Cheers.

PC-M Vip3r · 7 Feb 2009 at 22:50

Nope, not allowed. AFAIK

Type_R · 7 Feb 2009 at 23:20

I do believe it is illegal to insure a car with two different insurers, if at all possible, as they share information - they usually know when a car is already insured!

moss · 7 Feb 2009 at 23:21

Im pretty sure 2 people can separately insure a car, but only one claim may be made if its stolen etc.

Clarkey · 7 Feb 2009 at 23:26

Dayinsure.com said:
45. Can I insure a car which already has insurance in someone elses name

Yes, provided you are not insured under their policy

Hxc · 7 Feb 2009 at 23:28

Yes, you can. My friend does exactly this with his brother.