Driving without insurance?
- Thread starter bitboy
- Start date
When did your friend not realise he was not paying for the insureance? I get it taken out monthly so i know im paying for it...Did your friend not realise he hasnt had any money taken out of his bank? (monthly or annuel) Did your friend not think "Hold on, im not paying anything here...Maybe I should check to see if there a problem..."
Man of Honour
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i suppose the point is that they really have no way of knowing if your a "sod this i can't be bothered to insure it" or a honestly forgot kinda person - true there are people that have never had insurance and thus are pretty obious, but if they let everyone off who "though i was insured honest" there would be so many people trying it on.
Its proberbly very very hard to beleave that their are any honest people around when you work with the scum of the earth every day
Its proberbly very very hard to beleave that their are any honest people around when you work with the scum of the earth every day
If your mate turns up to the hearing in a suit, looks apologetic and generally goes cap in hand to the magistrate chappy, he'll get a £200 fine and 6 points on his license and know better in future.
As a tailer for this, I should perhaps mention that I actually drove without Insurance for the first two years I was driving. Due to a mixup I thought I was on my parents insurance (since you know my Dad was sorting it out, and told me I was) but it turned out there'd been some kind of mistake and I wasn't. Driving without insurance can be done as a good faith mistake. I suppose you could argue I should have checked but, seriously, would you have checked you were on your parents insurance if they said you were? Fortunately I was never involved in an accident or pulled by the Police so it never came up in anger.
As a tailer for this, I should perhaps mention that I actually drove without Insurance for the first two years I was driving. Due to a mixup I thought I was on my parents insurance (since you know my Dad was sorting it out, and told me I was) but it turned out there'd been some kind of mistake and I wasn't. Driving without insurance can be done as a good faith mistake. I suppose you could argue I should have checked but, seriously, would you have checked you were on your parents insurance if they said you were? Fortunately I was never involved in an accident or pulled by the Police so it never came up in anger.
Something similar happend to my friend recently. He has been insured with said insurance company for 2 years or something. We got stopped one day (Routine Car check) Police did a check and it cam eback saying he was uninsured. He was like WTF, your records must be incorrect. Anyway we found out that the insurance company decided not to renew his car insurance this year (he usually just leaves the renewal to sort itself out and doesnt have time to hunt about)
I think the decision was they decided not to insure a 21 yr old on a 1.8T audi A4 for another year with age and post code problems etc.. They didnt phone him to tell him this, but said they sent a letter (which he never seen). So was driving uninsured for 6 days.
The Policeman was really nice to be honest, and let him pick the car up from round the corner after he sorted insurance with another company instead of getting the car crushed like they do round here.
His court case is in 2 weeks. But he still expects fine, points and INS10.
I think the decision was they decided not to insure a 21 yr old on a 1.8T audi A4 for another year with age and post code problems etc.. They didnt phone him to tell him this, but said they sent a letter (which he never seen). So was driving uninsured for 6 days.
The Policeman was really nice to be honest, and let him pick the car up from round the corner after he sorted insurance with another company instead of getting the car crushed like they do round here.
His court case is in 2 weeks. But he still expects fine, points and INS10.