Take it you've never ridden a cracked bike then? The type of rub he was reffering to was that of cracked aluminium/magnesium/Ti. Carbon generally doesn't flex and crack in a small amount it usually cracks on a large scale or completely snaps. However with a crack in aluminium you can tell its age by fully snapping it and checking to see if the inside of the crak is smooth or rough. If its rough inside its a fresh crack, if its smooth inside its been cracked for a while and has had chance for each section of the crack to flex and rub against each other. It doesn't make a noise and you usually wont notice unless theres a large amount of flex or you see it before it breaks completely.
Its not painted, its lacquered. And it doesn't need to be all the way through, if several layers of the weave are deeply scratched or broken with a crack the overall strength of the carbon is severely affected. Any cracked/deeply scratched carbon should be replaced immediately.
It does however look like its cracked from what appears to be the join on the left hand side of those pictures. The only way to truly know its severity is to cut the carbon and check its depth, though the manufacturer will have to do this as it'll void your warranty and for obvious reasons render the part useless. Lightly sanding the lacquer off with wet and dry around the scratch then scraping it with a pin will be another way to tell its depth. I can't really tell from the photo's but theres always the possibility thats its only the surface layer of the lacquer thats cracked... especially seeing as carbon usually just snaps clean apart.