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Fast food delivery insurance?

Discussion in 'Motors' started by neoboy, Jan 13, 2008.

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  1. neoboy

    Sgarrista

    Joined: Mar 16, 2004

    Posts: 9,539

    Location: UK

    The search engines and comparison websites (I ask them for fast food delivery and they give me standard comp quotes, not even business class :rolleyes:) aren't much help here unless I'm missing something obvious. Does anyone know any companies that do insure specifically for fast food delivery?
     
  2. Psycrow

    Mobster

    Joined: Jan 16, 2003

    Posts: 4,948

    Location: Kirkcaldy, Scotland

    Do you not just select "business" in the type of use bit?
     
  3. Butters

    PermaBanned

    Joined: Apr 22, 2007

    Posts: 1,806

    yeah, all you do is define your use as business as opposed to CS&D.
     
  4. [TW]Fox

    Man of Honour

    Joined: Oct 17, 2002

    Posts: 151,848

    You also need to declare your occupation as a 'Fast food delivery driver' or whatever. It is once you do this, in combination with the business use, that you'll start to find insurance is expensive or simply refused.

    It's a blessing in disguise - do not do fast food delivery. The pay is rubbish, the mileage rate you get is even worse and it wrecks your car becuase you loads of miles every night around town. There is nothing worse for a car.
     
  5. Jez

    Caporegime

    Joined: Oct 18, 2002

    Posts: 30,882

    Have to agree with Fox, why on earth would you chose this as an occupation? The pay will be appauling and your car will get destroyed.
     
  6. Psycrow

    Mobster

    Joined: Jan 16, 2003

    Posts: 4,948

    Location: Kirkcaldy, Scotland

    If you really have to do it, do it "paperboy" style. Throw the food from a moving car. I wont wear your engine or brakes and its infinatly funnier.
     
  7. Butters

    PermaBanned

    Joined: Apr 22, 2007

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    I agree, although they are paying £15p/h my way at Dominos
     
  8. Psycrow

    Mobster

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    Location: Kirkcaldy, Scotland

    :O that has to be a typo!
     
  9. Hate

    Soldato

    Joined: Oct 18, 2002

    Posts: 7,175

    Location: Sussex

    My housmate got minimum wage at dominoes, plus 50p per delivery.
     
  10. neoboy

    Sgarrista

    Joined: Mar 16, 2004

    Posts: 9,539

    Location: UK

    Problem is, even if I select business class most companies have a section "who we don't insure" in their policy which includes the usual bunch like doormen, baillifs and usually fast food delivery. I tried a couple of big comparison websites and a lot don't even have an option for that. I usually just select a delivery driver in occupation bit and business type as fast food at which point it gives me quotes but if I look closer most of those companies say that they don't offer insurnace to fast food delivery drivers.

    Oh and Fox this isn't for me I don't even have a car, someone just asked me to get some quotes. At this point just want to find companies that do cover this to get some quotes.
     
  11. Psycrow

    Mobster

    Joined: Jan 16, 2003

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    Location: Kirkcaldy, Scotland

    Tell them to do it themselves!
     
  12. [TW]Fox

    Man of Honour

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    Posts: 151,848

    What? No way.
     
  13. ste_bla

    Sgarrista

    Joined: Aug 9, 2004

    Posts: 7,791

    Location: Milton Keynes

    Donimos; last xmas I was £7.25ph + 50p per delivery

    Worked out with petrol and insurance I was taking just over £6.50ph

    Not too bad plus tips were alright as it was xmas time
     
  14. Sone

    Sgarrista

    Joined: Oct 18, 2002

    Posts: 7,590

    perhaps west would know, i think he did some for a local indian?
     
  15. divine`

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    Location: Southampton University

    Considering they probably make about £12 profit from a £13.95 pizza, at least, I wouldn't be surprised.
     
  16. [TW]Fox

    Man of Honour

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    Posts: 151,848

    + the fact it wrecks your car. It's ridiculous work, to be honest.
     
  17. [TW]Fox

    Man of Honour

    Joined: Oct 17, 2002

    Posts: 151,848

    'No way' as in I know quite a few people who work or have worked for Dominos, each of which have been on only a little over minimum wage. One was a supervisor and still didn't break the £8 an hour barrier.
     
  18. ste_bla

    Sgarrista

    Joined: Aug 9, 2004

    Posts: 7,791

    Location: Milton Keynes

    I was given a 1.2 fiesta which had 2 months mot on it so used that and chucked it away at the end

    Although it all depends how you See your car, a luxury item, a work horse or a disposable throwaway item
     
  19. Butters

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    I'll take a picture tomorrow, although it appears to have dropped to £10/h now.
     
  20. [TW]Fox

    Man of Honour

    Joined: Oct 17, 2002

    Posts: 151,848

    Yea whatever, do you really think being a Pizza delivery boy pays almost £30k PA?
     
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