I agree transactional IFAs are dead, but then again, so are the ones that think that they can charge 1% and not offer any meaningful type of ongoing service in return.
Apart from SJP, of course. Christ knows how they keep going.
I agree transactional IFAs are dead, but then again, so are the ones that think that they can charge 1% and not offer any meaningful type of ongoing service in return.
Is it fair and moral I pay 40% before I've even spent a penny
Just as a heads up Ross, most of the guys I deal with will be looking to charge circa 1% per annum for work done. I'll compile a list of people I think are worth speaking with and trust you it, if you're ok with that.
So you want to avoid income tax nice
Apart from SJP, of course. Christ knows how they keep going.