Try to find a Ghia if you can, if not, there should be plenty of Zetecs about. Avoid the 1.3 like the plague, awfully engine.
Okay. Don't worry, I don't plan on getting a 1.3. I'll keep an eye out for Ghia/Zetecs. What's the difference between them?
You need insurance for test driving private cars - dealers should have insurance that will cover you but its worth checking in case their insurers give them age limits etc.
At this price, personally I'd not be worried about whether its a private sale or a dealer. Its a bit of a gamble buying privately, but a lot of the garages that deal in <£1k cars will often be a nightmare to deal with if something does go wrong so you can't win unfortunately.
Okay, thanks!