First central insurance avoid.

[Rids]

Nope. I just jump the gun when it comes to renewals.

I don't like the renewal price. Go with someone else. The original comp then offer to beat it. So I cancel the new one. Its happened a few times over the years.

I mean... My insurance doesn't even renew till the 27th!

I actually wanted first central insurance. But their system simply returned an error when I tried to get my wife's car insured too. Without it and their discount it made them more expensive than admiral :/
Their sales team were closed and will be for a while so had cancel.

Sales team will be open again by the end of the week, I've heard, unofficially.

 

[grudas]

Using an automated system doesn't waste their time

the automated system needs to pay for it self, doesnt it?

 

[Maundie]

I'm confused:-

Does your policy not renew until 27th April and they're charging you £50 to cancel auto-renew and move your insurance to a new provider on this day?

Or did you're policy auto-renew on 27th March and you tried to cancel it on 10th April as you'd found a new provider that was cheaper?

If it's the 1st scenario then that's bang out of order because they have to do very little but if it's the 2nd scenario then I think it's fair to apply a charge for their services provided so far otherwise you've had free insurance for a couple of weeks, you should've done you're homework before auto-renew.

 

[Rids]

I'm confused:-

Does your policy not renew until 27th April and they're charging you £50 to cancel auto-renew and move your insurance to a new provider on this day?

Or did you're policy auto-renew on 27th March and you tried to cancel it on 10th April as you'd found a new provider that was cheaper?

If it's the 1st scenario then that's bang out of order because they have to do very little but if it's the 2nd scenario then I think it's fair to apply a charge for their services provided so far otherwise you've had free insurance for a couple of weeks, you should've done you're homework before auto-renew.

My understanding is its neither of the above:

Policy renews on April 27th with existing insurer.
Doesn't like quote so purchases new policy with new insurer due to incept on April 27th.
Contacts existing insurer and gets a better quote, decides to stick with existing insurer.
Contacts new insurer and attempts to cancel policy purchased but not yet incepted.

 

[Diagro]

My understanding is its neither of the above:

Policy renews on April 27th with existing insurer.
Doesn't like quote so purchases new policy with new insurer due to incept on April 27th.
Contacts existing insurer and gets a better quote, decides to stick with existing insurer.
Contacts new insurer and attempts to cancel policy purchased but not yet incepted.

Exactly.

New policy done 100% online.

I didn't even have any policy documentation yet